Tips to Choose the Right Money Management App

7 Tips to Choose the Right Money Management App

Tips to Choose the Right Money Management App – Nowadays, technological developments are rapidly growing. One that is quite popular is the emergence of several finance or money management apps. Those apps can be quite important to help manage your money! Many people have switched to using finance apps in managing their personal or family finances.

With so many finance or money management apps available, people are getting confused about which one to choose. Especially when it comes to safely handling their finances. People can be clueless about how to choose the right money management app.

Therefore, let's take a look at some of the tips below so that you don't get confused anymore!

Read also: Watchout, These Are 7 Signs of A Fake Finance App


7 Tips to Choose a Money Management App

1. Define Your Financial Goals

Tips to Choose the Right Money Management App

Well, before choosing a money management app, you must be able to determine your financial goals first. For example, do you want to save your pocket money? Or do you want to see your spending of a month?

If you already know your goal or purpose, it will be easier for you to choose the right money management app. Of course, it would be great if you found an app that provides all your needs. And remember, always choose the safe and reliable one!

2. Pay Attention to Data Security

Tips to Choose the Right Money Management App

Currently, there are many money management apps that you can use for free. But, there are also many people who abuse those apps for fraud.

For that reason, make sure you pay close attention to data security before downloading and installing a money management app. Primarily, it is to ensure the security of your personal data and money.

3. Choose Easy-to-Use Apps

Tips to Choose the Right Money Management App
When you choose to use a money management app, you definitely want the app to make it easier for you to use it. Especially if it is attractive, simple, and efficient. So, choose an app that is easy to use so that you'll feel comfortable in managing your money in the app.

4. Understand the Features

Tips to Choose the Right Money Management App

When choosing a money management app, make sure you know your needs. Because each app must have its own advantages. However, the important thing for every money management app is its ability in monitoring customer balances, making automatic calculations, and updating your financial activities.

Then, it will also be easier if the money management app has features to send and receive money, serves as a means of payment, and is able to separate each financial activity. Therefore, you can do all financial activities in a safe, easy, and reliable app.

5. Provides Customer Customer Support

One thing that is important, but often overlooked is to pay attention to the app's customer support. You should consider this service as well too. The current sophistication of technology does not rule out the possibility of obstacles while operating the app.

So, every app developer should think about the convenience of its users. Because apart from its safety, comfort is also important.

The existence of customer support will help users when they encounter problems or have questions while using the app. That way, every application must have customer support that is friendly, fast, and informative for its users.

If the app you choose has responsive customer support , you might consider using it.

6. Choose Apps that Fit Your Purpose

Tips to Choose the Right Money Management App

Money management apps are tools that help you manage finances. You must have a goal to achieve before choosing to use a money management app. You have to think about what needs the app can help you with.

How does the app help you keep track of your income and expenses?

Can this app help you save money?

Or can it stabilize your financial situation?

With those goals, you can choose an app that can definitely answer all your needs. Especially if all your goals can be achieved in just one app. Of course you'll install it only if it's secure and convenient.

7. The Solution is the Whiz Money Management App!

Whiz . biometric features

One app that answers all your needs is the Whiz Money Management App. This app is very safe and easy to use. There are also other interesting features! One of them is the task and monitoring feature. You can use this feature to give assignments and monitor your children's financial activities.

Interestingly, children can also start learning to manage their own finances with this app. Besides being taught to become independent, they can also freely manage their own money. Although it should still be under the parents' supervision.

In addition to being safe, comfortable, and reliable, Whiz also has customer support that is ready to help you use this app. Anyway, all your financial goals and activities can be managed easily with Whiz.

5 Reasons of Why Whiz is the Best Money Management App

1. It Supports the Children's Finances

Despite the app's popularity among teenagers, younger children can also use Whiz! Of course, this is an opportunity for you to be independent in managing your finances.

2. Has Complete Features

Whiz has very complete features, ranging from the customer support, spending limits monitor, transaction notifications, and so many more.

3. Teach Kids to Be More Independent

Yup, with the Whiz Money Management App, children can become more independent in managing their finances.

4. Has Features that Are Practical and Easy to Use

Whiz can help you monitor your finances practically anywhere and anytime!

5. Can Be a Financial Check-Up Tool

Financial Check-Up tool will usually check your finances for the past year. So, we will know about our financial situation if it is safe or the other way around.

Read also: Differences in Financial Applications, Digital Banks, and E-wallet, What's the Difference?


So, those are the tips on how to choose the right money management app. What do you think? It's interesting, right?

Whiz also has a “Pocket” feature! This "Pocket" feature has an interesting promo for the period of July 25 - August 7, 2022! This promo is valid for those of you who are new users.

What are you waiting for? Come on and join! Before that, let's take a look at the terms and conditions below!

Terms and Conditions

  1. The deal lasts for a period between 25 July – 7 August 2022 
  2. Participant Requirements:
    1. Whiz users that are registered as child/youth and have top-up for the first time in the Pocket for the amount of at least Rp. 10,000;
    2. The balance in the Pocket cannot be disbursed until the end of the program period
  3. Prize Claim Terms:
    1. The participants have met the requirements of 2(a) and 2(b)
    2. The prize is a bonus of up to 100% of balance from the first top up nominal top-up into the Pocket (maximum IDR 25,000,-) and only given to the first 50 people every day during the program period
    3. Have never made a claim for prizes from other programs organized by Whiz or Whiz partners
    4. Whiz will only validate the new user data that has met the requirements for claiming the prize.
    5. The prize will betop up to the participant's Rocket Pocket account balance on D+7 from the program end date.
  4. The determination of the winners is Whiz's absolute authority.
  5. This program is voluntary and free.
  6. The program does not apply to Whiz employees.
  7. Whiz has the right to cancel the program at any time or cancel the prize awarding if the participant of the program indicates a fraud without the need to prove it to the Participant.
  8. These Terms and Conditions may change at any time according to Whiz's policy
  9. Participants acknowledge and comply with the terms and conditions by participating in this program.

It's easy, right? We'll be happily waiting for your participation!

USE WHIZ TO MANAGE YOUR FINANCES!