Your balance is starting to run low? This is the End of Month Savings Way! - The end of the month sometimes becomes a moment of lack. While waiting for the payday to come, your needs will also be affected. Even though your money management has been arranged in such a way, sometimes unexpected things can happen. As a result, the lack of money at the end of the month must be faced. If it's already lacking, like it or not, you have to save more strictly than usual.
You must be good at controlling your expenses so that your basic needs are met until you receive a salary. Don't let you dig a hole cover the hole just because they are not good at optimizing the remaining money at the end of the month. Well, this article shares ways to save at the end of the month. How to? Come on, see!
Also Read: How to save 500 thousand salary? Is it possible?
7 Ways to Save the End of the Month
Just Fulfill Your Needs
When the money runs out at the end of the month, use your money to buy only basic needs. Set aside your money to eat and drink only. If there are bills to pay, pay them when the date is really tight. If there is still a long period of time, pay when the deadline.
Don't spend your money on things that can be postponed and are not essential. Anyway, your money should only be spent on things that can make you survive in a healthy way. Have a little patience until you get the transfer, OK!
Create a Special End of Month Budget
With a thin amount of money, financial planning must be more stringent. Therefore, you have to make a special budget at the end of the month with the remaining money you have. Data all your needs until the payday date. Calculate and adjust your needs with the amount of money. Use a finance app to help you manage your budget.
Eat Homemade Cuisine
If you have a kitchen for cooking, cook more. Until you earn money, don't use your money to buy food outside. To last for a week, you can use the nominal money you usually spend for one day's meals, you know. Much cheaper, right?
Just spend money to buy raw materials such as rice, oil, spices, tempeh or tofu, eggs, and cheap and lots of vegetables such as bean sprouts. By buying these ingredients, you can at least last a week. The money spent is many times lower than buying food outside. In addition to saving money, you can also become healthier because you can control your own food.
Reduce Transportation Budget
The transportation budget is also a fairly large budget and affects your finances, you know. If your campus or office is close to where you live, reduce your costs. Choose the cheapest option for your transportation. If possible, try walking.
If you usually use an online motorcycle taxi, switch to a combination of public transportation and walking. With a much cheaper price, you can arrive at your destination even with a longer time. If you use a private vehicle, save on gas expenditure. Use the vehicle only to commute to the destination and place of residence so that gasoline does not run out quickly.
Discount Hunt
When saving money, discounts are one of your saviors. With a lot e-commerce and e-wallet Currently, many promotional prices are offered. Follow discount information on social media, and use discounts, vouchers, cashback, whatever you can use! Use it to buy food, drinks, groceries, monthly shopping, electricity and water bills, or your transportation.
Bring supplies
When you still have to go to the office or to campus, money for food will inevitably have to be spent. If you're saving at the end of the month, you can, you know, not spend money. Bring food and drinks from home. Bring a lunch that can be eaten twice, also bring a drink that can meet your drinking needs for the whole day. In addition to saving, you are also healthier!
Healing Free
Mumet can come at any time. If it comes when you are again broke, mumet can get worse. Taking a walk is one of the best ways to unwind and straighten your mind. When the balance is low, come on healing free! You can travel on the free busway from the Senayan Roundabout. You can choose points that are close to where you live and their routes on the web Transjakarta.
Also Read: How to Save Money with a 20000 Rupiah Note
That's the way to save at the end of the month that you can apply. Don't let every month you apply this method, OK! Save from the beginning of the month to keep your finances stable all the time. Use the Whiz finance app to help you manage your finances!
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