Budgeting & Purchasing Decisions

10 Richest Provinces in Indonesia - According to the Statistics Agency (BPS), there are 10 richest provinces in Indonesia based on the highest Regional Revenue and Expenditure Budget (APBD). Currently, DKI Jakarta is ranked first because its APBD in 2021 reaches IDR 72.18 trillion. However, it turns out that the richest provinces do not only come from the island of Java, you know. Curious? Come on, see more 10 …

The 10 Richest Province in Indonesia, which are they? Selengkapnya »

Example of Time Management - Have you ever found it difficult to divide your time in the midst of busy activities? If so, it means that your time management is not good enough. Time management is a way for someone to maximize the time they have. Time management has many benefits, you know. For example, someone will be much more productive and complete all activities on target. However, sometimes the time you have...

How to Have Good Time Management for a Deadliner Selengkapnya »

Simple Life - A happy life is certainly everyone's dream. However, the path we choose is also different according to our principles and personality. What about your life choices, Whizmates? Have you decided yet? This choice may be difficult for you to determine, because life also does not always match expectations. Would you believe it, the fact that...

7 Examples of Simple Living, The Key to a Happier Life Selengkapnya »

UMP and UMR - When you apply for a job, one of the things to consider is the salary you will receive, right? As an applicant, a question may have crossed your mind, namely, is the salary already at UMR? For those of you who have entered the world of work, of course you are no stranger to the terms UMP and UMR. UMP and UMR are…

UMP and UMR: What's the Difference? Selengkapnya »

Examples of Future Needs - Needs are everything that is needed by everyone to support their lives. Everyone certainly has different needs, yes. Why so? This is because it is influenced by several factors, such as economic, social, cultural, educational, and others. Well, everyone's needs are also divided into several groups depending on the things that ...

6 Examples of Future Needs That You Must Know! Selengkapnya »

Basic Human Needs – Did You Know, Whizmates? We as humans basically have at least one basic need that must be met in everyday life, you know. Well, it is these basic needs that ultimately motivate us to meet our needs in order to survive. The theory of basic human needs was first coined by an American psychologist and theorist named Abraham...

Getting to know 5 Basic Human Needs Selengkapnya »

Street vendors' children are paid - Field work practice or commonly abbreviated as street vendors is a term that we have heard very often, especially for students who attend vocational schools. The street vendors themselves are actually almost the same as internships or interns, which are currently being sought after by students in the first and final semesters. However, the difference is that street vendors are carried out by students…

Do You Get Paid During On-the-Job Training? Find Out The Rights and Responsibilities! Selengkapnya »

Must Do! How to Create Financial Records For Students

Making a Personal Budget - There are times in life when we need money for urgent needs, such as hospital fees, educational expenses, helping families affected by disasters, and other urgent needs. Now, by making an example of a personal budget, you can achieve your financial goals better. Making budget planning an important part of financial literacy to prevent spending...

Example of a Personal Budget and How to Make It. Let’s Have a Look! Selengkapnya »

This Is It, The Importance of Rewarding Yourself!