Budgeting & Purchasing Decisions

How to Calculate Emergency Funds – Have you prepared an emergency fund? Before we discuss further, what is an emergency fund? An emergency fund is money that must be saved so that it can be used in unexpected situations. These funds should not be used to meet daily expenses and basic needs, they should only be used when we really need them. [...]

Save the rich base. Maybe you've heard or read that term before. Indeed, this term is true, and you can start these good habits from an early age. The benefits of saving pocket money are many and can certainly help and teach you in various ways. By saving, you can get used to not wasting your money on things

In this modern era, the strength and influence of a country is no longer predominantly measured by its military strength alone, but rather the economic strength of a country is prioritized which is the benchmark in assessing how strong a country is. So, what is the country with the largest economy? There are several ways that can be used to find out the size of a country's economy,

Differences between Financial Applications, Digital Banks and E-wallets - The development of technology is making a transition in the world of finance from conventional to completely digital or digitized. In Indonesia, the use of digital transactions is widespread. Online payments are progressing and are in great demand because of the ease and convenience of transactions. Starting from paying for shopping, transportation, buying food, paying bills, and so on. 

How to overcome laziness in recording financial expenses and income - Recording financial expenses and income can be a very boring activity. Moreover, if we do it every day, laziness can attack at any time. However, it is very important to record our financial expenses and income. With these notes we can see spending patterns or financial behavior

Fun Tips for Monthly Shopping - Do you often shop monthly with your family? Shopping together is definitely fun, but sometimes it's also a hassle. Have your children ever run around the supermarket aisles? Or have children ever just taken things from the shelves? One of the difficulties with monthly shopping with the family is that children can become fussy or feel bored in the supermarket.

Several times you must have run out of pocket money, maybe because you needed a lot at that time, or perhaps you were extravagant and wasted your money? So, how do you ask your parents for money? What's the best way? Check out the explanation below! How to Ask Parents for Money Actually, no matter what, parents definitely want to give it to their children

Nowadays, someone can easily shop by just using their cell phone. Thanks to the rapid progress of technological development and the ease with which we carry out our activities, many of us are starting to have consumptive behavior. So, how do you escape this consumerist behavior? How to Get Rid of Consumptive Behavior Don't worry, there are many ways and steps you can take

You may have heard the term Sandwich Generation, and it is very natural that you want to avoid or escape this situation, but how do you escape the Sandwich Generation? Well, actually many of us fall into this category. Before giving ways to escape the Sandwich Generation, let's first understand what a Sandwich is