Budgeting & Purchasing Decisions

How to Calculate Deposit Interest - If you often use financial instruments such as deposits as savings or investments, you must be curious about how to calculate the deposit interest you get. Knowing how to calculate interest is not only an insight or financial addition, but also opens up opportunities to plan deposit investment strategies that can produce maximum profits. […]

Functions of the OJK - Maybe you often hear about the Financial Services Authority (OJK), but do you really understand what the OJK is and how it functions? The Financial Services Authority (OJK) is an institution that has a strategic role in supervising and regulating the financial sector in Indonesia. Since its founding in 2012, OJK has become an institution responsible for stability,

Deposit Scheme – Understanding the importance of planning children's education funds from an early age is the main step in managing family finances. One thing that can be considered when planning children's education funds is through a term deposit scheme. By saving funds for your child's education through deposits, you can optimize profits in designing a mature financial plan. Come on, find out more

How to Open a Deposit – Creating long-term financial stability often starts with simple steps, one of which is opening a deposit account. If previously opening a deposit felt complicated because you had to go to the bank with troublesome conditions, now in the digital era you no longer need to go to the bank, you can open an online deposit account. In the article

Benefits of Laddering Deposits – Investment is the key to achieving financial success. For more optimal results, you can apply one of the increasingly popular strategies, term deposit laddering. In the laddering system, you can arrange deposits into several parts with varying time periods. Laddering deposits involves your ability to gain profits by having deposits

Deposit Penalty – Investing in deposits can be a smart move to achieve financial stability. Apart from large profits and a high level of fund security, it turns out that several banks also apply fines or penalties to deposit customers. The bank will not apply penalties haphazardly, there are several conditions or causes for penalties or fines in deposits. Because

Beginner Deposits – Did you know that investing can be an important step in achieving financial stability and achieving long-term financial goals. But for those of you who are beginners, entering the world of investment is often a challenge in itself. Especially with the risks involved. But it turns out there are investments that are friendly for beginners, you know. Deposits are present as a minimal risk investment option

Comparison of Deposit Interest - Currently deposits are still people's favorite as an option for saving funds in banks. One of the advantages of deposits is the higher interest rate compared to savings. However, it turns out that deposit interest rates are different at each bank, you know. In this article, Whiz will discuss a comparison of deposit interest rates from several of the largest banks in Indonesia

Deposit Interest Tax – One of the most popular financial products in Indonesia is deposits. Apart from the interest being higher than ordinary savings interest, deposits are popular because of their security. Deposits are one of the financial products guaranteed by the government through the Financial Guarantee Institution (LPS). However, did you know that deposits are also subject to tax?

Deposit Term – Deposits are a form of long-term savings or investment that is profitable and more stable. However, the success of a deposit does not only depend on the nominal amount or interest rate offered. One of the things you need to pay attention to when choosing a deposit is choosing an appropriate time period. This article will discuss 5 ways to choose a time period