Budgeting & Purchasing Decisions

Cost of Living in America – Have you ever dreamed of living abroad? Living in someone else's country might seem fun, yes. However, of course there are living costs that you still have to think about. Well, one of the countries that is often used as a destination is America, for matters of education and work. Not only is his name quite big in international eyes, the splendor […]

Household Finance Post – Various new problems will certainly be faced by you as a young couple. Starting from dealing with each other's characteristics, adapting to daily habits, to adapting to financial problems. Well, usually, most new couples do not have the ability to manage finances well. So, don't be surprised if in the early days of marriage, you and your partner often spend money

Aspects of Financial Literacy – Have you ever heard of financial literacy? Financial literacy is a process to increase skills and knowledge in managing money. Because, apart from collecting money, we also need to manage it well, you know. How do we improve financial literacy? To do this, Whizmate can search for financial information through various sources, both formal and informal. The goal is for you

Examples of Secondary Needs – Every human being has needs. One of them is secondary needs. Have you ever heard of secondary needs? In economics, the word "need" is something that is often discussed. Because, everyone definitely needs various things to survive. According to intensity or importance, needs are divided into primary, secondary and tertiary needs. If primary needs

Tertiary Needs – Needs are everything that humans need to maintain life. Needs are divided into three types, based on intensity and priority in daily life. One of the basic needs that humans have is tertiary needs. Basically, fulfilling human survival needs cannot be separated from the three components of needs, namely primary, secondary and secondary needs

Sharia Financial Literacy – Has Whizmate ever heard of sharia financial literacy? So, to what extent do you know about sharia financial literacy? Sharia financial literacy is every individual's understanding of the concept of sharia finance. In Indonesia, sharia financial literacy is still considered low. According to data from the Financial Services Authority (OJK) in 2019, Indonesia was at 8,93%. Matter

Financial Problems – The COVID-19 pandemic outbreak has gradually disappeared, but there are still people who are hit by financial problems. Actually, what is a financial problem? In fact, financial problems are not only felt during the pandemic. In fact, in everyday life, it is inevitable that we will also experience it. What is a financial problem? Financial problems are something that arises when we

Definition of Success – How do you usually define someone who is successful? Is it by having a luxury house, a large income, or driving a luxury vehicle? Of course, that's not a true measure of success. Of course, everyone's definition of success is different. But what we need to know is that success is a status that shows that someone has achieved something they aimed for.

Financial literacy is a term that seems familiar to some of you. Maybe you also understand the meaning of this term. Reporting from The Balance page, this term is also known as financial literacy. Well, this refers to the skills you need when you have money. For example, when there is someone who has an income of 20 million

Personal Financial Plan – Being financially free is certainly everyone's dream. Financial freedom is a state when someone is able to fulfill basic needs, such as food and clothing, with their own finances. Before becoming financially free, of course we need to know how to make a good personal financial plan. We need to solidify our mindset and have a plan