Budgeting & Purchasing Decisions

The Best Family Money Management App? Whiz, It Is!

Digital Finance Applications – In the second Pre-Summit for Youth 20 (Y20) in Lombok, the Indonesian government discussed the low level of awareness of digital finance among young people. Even though digital technology is nothing new for today's young people. Nearly half of young people's free time is used to play with gadgets. Apart from that, Indonesia has given birth to a generation of people […]

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Please Note! 8 Ways to Keep Your Household Finance Safe

Household Financial Solutions - Talking about the household certainly cannot be separated from financial problems. When it comes to managing finances, usually you and your partner have to have your own methods. So that later all your needs can be met properly. However, households often have problems due to unstable financial conditions. Money is not a small problem at all

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6 Examples of Primary Needs in a Household

Examples of Primary Needs - In order to maintain life, humans need several needs in their lives. Well, this need arises instinctively, you know! This means that this need is inherent and basically humans were created that way by God. Apart from that, needs can also be understood as a desire for an object or something that can provide satisfaction, be it that

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Take a Note, 8 Negative Impacts of a Wasteful Lifestyle

Negative Impact of a Wasteful Lifestyle - This wasteful lifestyle often occurs in big cities. Nowadays, the word "wasteful" seems to have been replaced by the word "hedonistic". Hedon comes from the word "hedonism" which means material pleasure as the main goal of a person's life. It's not uncommon for people to ask themselves "really

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Come on, take a peek! 8 Ways to Pay Off Debt Carefully

How to Pay Off Debt Carefully – Has Whizmate ever been in debt? Finding the right way to pay off debt can lighten your financial burden. However, the method you use must first be adjusted to other expenses. Debt is indeed a significant financial burden. Not infrequently, many people fall sick because they think about debt. Indeed, we are not encouraged to go into debt.

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Note This, 7 Millennial Family Financial Planning Tips

Family Financial Planning Tips - Do you know the saying "A peg is bigger than a pole"? Yup! That is a term for people whose expenses are greater than their income. So, as a millennial, don't be like that, okay? You want to avoid financial problems when you have a family, right? So, that way you have to know, here, family financial planning

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save 20 million in a year

5 Ways to Save 20 Million in a Year, Guaranteed Effective!

Saving 20 Million in a Year - There are lots of ways to save daily, weekly and monthly that we can do. Basically, the concept of saving is to prepare emergency funds that will be needed in the future. However, is it possible to save 20 million in a year? If so, how can you make it effective for beginners? Yes, maybe 20 million is

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Ponzi Schemes – Characteristics, Methods of Reporting, and Case Examples in Indonesia

What is a Ponzi Scheme - A Ponzi scheme is a fraud or fraudulent investment method that has claimed many victims and is the most common. In fact, this Ponzi scheme has been carried out by fraudsters for a long time. However, even now there are still many victims who are trapped in it, because many people don't know what a Ponzi scheme is. Mode

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cost of living in japan

Let's Take a Peek at the Cost of Living in Japan!

Cost of Living in Japan - Nowadays, the millennial generation often dreams of living abroad. The choice of countries is also varied. One of them is Japan. The land of Sakura is still an attraction for trying one's fate. Even though it looks delicious, in fact living abroad also requires more effort. Cultural and linguistic adaptation are two things

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