Several times you must have been short of pocket money, maybe because the need at that time was a lot, or maybe you were wasteful and wasted money? So, how do you ask your parents for money? What's the good way? Check out the explanation below!
How to Ask Parents for Money
The truth is, after all, parents want to give their children whatever they want. However, a parent must also teach their child discipline in life, especially when it comes to managing personal finances.
Therefore, they cannot immediately give some money to the child, there must be a good reason and need behind the request.
1. Be honest with parents
Whatever the reason you need money, whether it's because you're wasting pocket money or if you really have an important need, you have to be honest with your parents. Have a good talk with them, be honest and give good explanations, be honest and calm.
That way, they will better understand your reasons and intentions in asking them for money.
If the reason is a sudden need, or an important need to help you study, it may be easier to ask your parents for financial help.
However, if your reasons are extravagant, not wise in managing finances, or other things, you will definitely feel afraid and reluctant to ask your parents for additional money. But don't worry too much, explain your reasons well and try not to repeat them. Be wise in managing your finances, yes!
2. Record Your Needs
There is a reason for asking parents for money. Maybe to buy books, school supplies, refuel, transport money, snacks at school, hang out with friends, whatever. Well, you should record the expenses that you will spend and how much money you need.
The reason is, with a complete record of needs along with their prices, parents will have a clear picture of what is needed, what it is for, and how much you need to give.
That way, you will make it easier for your parents to make the right decisions and you will learn to budget according to your needs!
3. Polite When Asking
How close you are to your parents, of course you have to remain polite and courteous to them, not least when asking your parents for money.
Old people will certainly be happier when you ask them for money in a polite, courteous, and clear manner. Don't forget to give and explain the notes you have made honestly, OK!
4. Be an understanding child
After explaining your needs honestly and politely to your parents, of course your hope is to get the money. However, sometimes this is not necessarily the case.
Your parents certainly don't always have money to give you, either because they have a more important need or because it's the end of the month, no matter how much they love you and no matter how much they want, your parents aren't made of money.
Therefore, accept their answers with kindness and understanding,
Read also: 5 Influential Women in Finance: Who Are They?
5. Remember Your History
What does history mean? Your history of asking them for money of course! Have you ever broken a promise about money? Have you ever disagreed with the conversation when it came to spending money that your parents gave you?
Try to remember, other than because they haven't been able to give you money, maybe they are considering the mischief you've done regarding finances, you know.
Therefore, be wise in managing finances, be honest and in saying, and be careful in what you do! Keep the trust of your parents.
6. Be wise in managing finances
It has been mentioned several times in previous ways, being wise in managing personal finances will make it easier for you in many ways, you know. One of them is asking parents for money.
As a child, of course you have no income and need money for everyday life. Well, the last and most important way to ask parents for money is to show and prove your ability to manage finances, especially personal finances.
How? By making a budget, saving, not being extravagant, and so on. This will make it easier for parents to trust you and give money because they don't have to worry about what the money will be used for!
Here are some tips that you can use when you are confused about how to ask your parents for money. Remember, of course they want to give you money, but give a good reason, honestly, clearly, and convey it politely and politely, yes!
Well, there is nothing wrong with you, you know, to start learning about financial literacy from an early age. Whiz has various features that can make it easier for you to learn about finance!
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