How to Choose a Money Management App

How to Choose the Best Money Management App for Kids

How to Choose a Money Management App for Kids– Using a money management app will really help you in making financial reports and seeing the inflows and outflows of your money. Compared to creating reports manually, using an app is much more practical and efficient.

But, with so many money management apps available, you must be confused about which money management app to use and how to choose the safe.

But, no worries! Let's see how to choose the best money management app below.

Also Read: 7 Ways to Save Money in Ramadan ala Whiz


6 Ways to Choose a Money Management App

1. Ensure Its Data Security

Before downloading a money management app, you must make sure that the application is safe to use. Especially the security of your data and money. 

Currently, there are many money management apps that you can download for free. You can easily access it anywhere and anytime. But, is the app safe to use? And is the data stored in it secure?. You have to pay attention to that.

2. Is it Easy to Use?

After that, make sure the app is easy to use and not complicated. When you decide to use an app to manage your finances, you must have wished that the app would make it easier for you.

So, choose an app that is user friendly, so you can easily fill in data. In addition, it will be nicer if the app looks attractive, simple, uncomplicated, and efficient.

3. Pay Attention and Understand the Features

How to Choose a Money Management App

Each app must have its own superior features. When choosing a money management app, it's a good idea to have determined your needs. The important things that must be in a money management app are automatic calculations, customer balances monitor, and update for each of your financial activities.

In addition, it would be better if the money management app had a feature to separate each financial budgeting, send and receive money, and be a means of payment. With this complete app, you can manage and do any financial transactions easily and comfortably.

4. Have A Customer Support

How to Choose a Money Management App

In addition to the previous things, you also have to consider whether a money management app has good customer support . With advanced technology, it does not mean that there will be no problems or obstacles in the future when you use the app.

Every app developer must think about the convenience of its users. The customer support team will help users when they encounter problems, questions, or obstacles in using the app. Therefore, every app must have customer support that is reliable, friendly, and of course can provide a good explanation to the user.

If the app you choose has responsive customer support , you can consider that to start using the app.

5. Will It Help You with Your Goals?

When choosing to use a money management app, you definitely have a goal that you want to achieve. After all, a money management app is a tool that aims to help you manage your finances. Therefore, you have to think about what needs the app can help with.

Will the app help you in budgeting, managing, and monitoring your finances?

To increase your savings and financial goals?

Is it to record your expenses and income?

With this goal in mind, you can choose an app that can really help you achieve your goals. It's even better if all your goals can be achieved only with one app.

6. The Whiz Money Management App is the Solution

what is the whiz app

One of the money management apps that you should try is the Whiz Money Management App. Besides being safe and easy to use, there are other interesting features that you can take advantage of, one of which is the task and monitoring feature. You can use this feature to give assignments and monitor your children's financial activities.

Yup, that's right. Children can start learning to manage their own finances with the Whiz Money Management App. Interesting, right?

In addition, Whiz also has customer support that is ready to help you. All your financial goals and activities are made easy with Whiz.

Also Read: The Importance of Preparing Family Insurance


Those are some tips to choose the best money management app. There's nothing worry, Whiz is the answer for you who want to find a money management app that is easy, safe, and has complete features!

Let's try the Whiz money management app because Whiz has an interesting deal for you new Whiz users. Take note of the terms and conditions of the promo, OK!

#B New User Bonus with the program period starting 9 November to 24 November 2022.

1) Terms of joining the program
a) Valid for all Whiz! users (both child and parent accounts) who are living or domiciled in the Jabodetabek area, Bandung and Surabaya who receive an onboarding checklist on the app (image below).


b) Participate in the program by completing all the steps mentioned in the onboarding checklist by taking the following actions:

Child Account
1. Linkage
: The user has successfully linked their account with the parent's account.
2. Payment: User has successfully made at least one payment with QRIS
3. Pockets: The user creates a Pocket for the first time.
4. Tasks: User requests Task for the first time to parent.
5. Adding friends: The user adds a friend for the first time either by adding or accepting a friend request.

Parent Account
1. Linkage: at least 1 child account has been linked to the parent's account either by the parent sending the request and the child accepting it or by the child sending the request and the parent accepting it.
2. Verification: successfully carried out the account upgrade process until it became verified.
3. Pocket Money: The user has created an allowance schedule for the first time.
4. Tasks: The user has given an assignment for the first time for at least 1 (one) child account that has been connected.
5. Parental Controls: The user visits the Parental Controls page for the first time.

2) Prize Claim Terms
a) Program participants have met requirements a and b.
b) Participants have not completed all the actions requested on the checklists during the program period.
c) The prize is in the form of Rp50,000,- (fifty thousand rupiah) electronic money balances on the Whiz! app which will be given to the first 1000 (one thousand) Participants during the program period.
d) Prizes will be given to Participants no later than D+3 after the program requirements are met.
e) Participants have never made a claim for prizes from the promo program organized by Whiz! or Whiz! partners
f) Only data of Participants who have met the requirements will be taken into account as eligible winners to claim the prizes.

3) This program is voluntary and free of charge.
4) Determination of Winners is the absolute authority of Whiz.
5) Whiz has the right to cancel the program at any time or cancel the awarding of prizes if in participating in this program the Participant is indicated by fraud without the need to prove it to the Participant.
6) These Terms and Conditions may change at any time according to Whiz's policy.
7) The program does not apply to Whiz employees.
8) Participants agree to these terms and conditions by participating in this program.

For the terms and conditions of the previous #BNewUser Bonus, you can see here!.

So, what are you waiting for? Feel the ease for your finances by using Whiz!