Signs of Fake Financial Applications – Nowadays, we can easily download financial apps for free. However, not all financial applications available on the Play Store and App Store are safe, you know.
With the convenience of the times, it is also easier to prevent crime. Currently emerging cyber fraud or scammer who can steal personal information through fake apps.
The fake app may contain malware which can steal user's personal data. If you're not careful, they can get information, such as credit cards, ID card numbers, and so on.
To that end, Whiz has summarized 7 signs of a fake financial application and some tips to avoid them. Check out the following reviews!
Also Read: Tips for Securing Family Finances, Must Try!
7 Signs of Fake Financial Applications and How to Avoid Them
1. Blank App Review
Before downloading the app, check the reviews of the app. Genuine apps are bound to have a lot of positive reviews, whereas fake apps usually don't have reviews or contain negative reviews.
Therefore, try to be more thorough before downloading the application, read and check the available reviews.
2. Unknown Developer
You have to check who the developer of the app is. The developer name is located below the application title. If the developer's name is unknown, unclear, and suspicious, don't intend to download it.
Indeed, not all financial applications are made by big names, but there is nothing wrong if you are more careful when downloading applications.
3. Sentences in Non-standard Application Descriptions
Big companies must hire copywriter to work on product descriptions. Because of this, descriptions made by professionals are more organized, free of spelling mistakes, and made with care.
The descriptions in fake apps are usually shorter and have lots of punctuation errors. Criminals certainly don't want to bother creating long texts to attract users.
Before downloading the application, also read the description of the application provided. Does it contain bad grammar and punctuation or not.
4. New Publication Date
You should also look at the publication date of the application. Fake apps must have the latest publication date. It's true that not all apps with the most recent publication date are fake, but there's nothing wrong with being more careful.
5. Few Downloads
When you want to download an application, there is information on the number of downloads that the application has. You definitely prefer an application that has a large number of downloads and has a good rating, right?
The number of downloads and ratings are important things that must be considered before downloading the application. Do not let you be fooled by the name of the application that is similar, but the number of downloads is small. The original application must have a large number of downloads.
6. Be Careful If You Are Redirected To Fake Websites
When using the app be careful if you are redirected to a fake website. Especially if you are asked to fill in your banking information. They can easily steal your information and take your money.
Therefore, be careful if you get fake links pointing to websites. Make sure the links and websites that are submitted are official links and sites.
7. Using Fake OJK Permits
Every official financial entity must have a license from an institution such as OJK or Bank Indonesia. But it turns out that many of them also use fake licenses.
Therefore, we must be careful if we want to use financial services. If you want to get information on financial service institutions that are licensed and registered with the OJK, you can check via telephone number 157 which is OJK-157 service.
To check the authenticity of the OJK permit, you can scan the QR Code of the letter to the site http://sipena.ojk.go.id. Fake licenses definitely cannot be scanned or the information displayed is different from the information in the letter.
Also Read: Bad Habits in Managing Finances to Avoid!
Well, that's the 7 signs of a fake application. Indeed, not all applications that have these signs are fake applications. However, there is nothing wrong if you are more careful because there have been many cases of fraud that have occurred because of fake applications.
Want to download the official app? Use the Whiz Financial App. just! Whiz is the first financial application in Indonesia created to meet the needs of parents and children.
There are many interesting features that you can use and they are certainly safe and reliable because your money is stored separately in a licensed bank. In addition, there is fraud protection and of course using a world-class encryption and authentication system. What are you waiting for!
So, what are you waiting for? Feel the ease for your finances by using Whiz!
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