{"id":1304,"date":"2021-11-24T20:36:06","date_gmt":"2021-11-24T13:36:06","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=1304"},"modified":"2022-08-04T16:41:24","modified_gmt":"2022-08-04T09:41:24","slug":"apa-itu-literasi-finansial-kenali-manfaatnya-yuk","status":"publish","type":"post","link":"https:\/\/whiz.id\/en\/what-is-financial-literacy-know-the-benefits-yuk\/","title":{"rendered":"What is Financial Literacy? Get to Know Its Benefits!"},"content":{"rendered":"<p class=\"has-normal-font-size\"><strong>What is Financial Literacy? <\/strong> <strong>&#8211;<\/strong> Human needs cannot be separated from finance. In addition, with increasingly sophisticated information technology, the financial world can be accessed by all ages in society. This convenience brings us benefits. <\/p>\n\n\n\n<p class=\"has-normal-font-size\">Conventional financial access is slowly changing to modern and contemporary. With this ease of access, many <em>fintech <\/em>which is our choice in managing finances, for example, such as: <a href=\"https:\/\/link.whiz.id\/website\" target=\"_blank\" rel=\"noreferrer noopener\">the Whiz Financial App.<\/a>.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">However, this convenience will be meaningless if we do not understand the financial world. This makes us have to understand deeply about the finances. Understanding of finance is also known as Financial Literacy. So, what is Financial Literacy?<\/p>\n\n\n\n<p class=\"has-text-align-center has-normal-font-size\"><strong>Also Read: <a href=\"https:\/\/whiz.id\/en\/early-financial-freedom\/\">Early Financial Freedom: How To Do It?<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is Financial Literacy?<\/strong><\/h3>\n\n\n\n<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image size-full is-resized\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" data-attachment-id=\"1982\" data-permalink=\"https:\/\/whiz.id\/en\/what-is-financial-literacy-know-the-benefits-yuk\/cara-mengatur-keuangan-anak-kos-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?fit=626%2C417&amp;ssl=1\" data-orig-size=\"626,417\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"cara-mengatur-keuangan-anak-kos\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?fit=626%2C417&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/rocketpocket.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?resize=850%2C566&#038;ssl=1\" alt=\"what is financial literacy\" class=\"wp-image-1982\" width=\"850\" height=\"566\" srcset=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?w=626&amp;ssl=1 626w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/cara-mengatur-keuangan-anak-kos.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p class=\"has-normal-font-size\">Quoted from the Financial Literacy Book from GLN Kemdikbud, &quot;Financial Literacy is the knowledge and skills to apply an understanding of financial concepts and risks with the skills to be able to make effective decisions in a financial context to improve social welfare, and be able to participate in the community.&quot;<\/p>\n\n\n\n<p class=\"has-normal-font-size\">With this understanding, it is known that Financial Literacy is very important to understand. By understanding Financial Literacy, we can know and understand its application in everyday life.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">We can also be wiser in using the features given to financial access. Indeed, the existence of financial facilities aims to improve the welfare of the community. So, people must use it wisely. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Benefits of Understanding Financial Literacy Early on<\/strong><\/h3>\n\n\n\n<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1024\" height=\"682\" data-attachment-id=\"1527\" data-permalink=\"https:\/\/whiz.id\/en\/what-is-financial-literacy-know-the-benefits-yuk\/piggy-bank-g28023d6c6_1280\/\" data-orig-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?fit=1280%2C853&amp;ssl=1\" data-orig-size=\"1280,853\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"piggy-bank-g28023d6c6_1280\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?fit=1024%2C682&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/rocketpocket.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280-1024x682.jpg?resize=1024%2C682&#038;ssl=1\" alt=\"\" class=\"wp-image-1527\" srcset=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?resize=1024%2C682&amp;ssl=1 1024w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?resize=18%2C12&amp;ssl=1 18w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/piggy-bank-g28023d6c6_1280.jpg?w=1280&amp;ssl=1 1280w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p class=\"has-normal-font-size\">In this modern era, our life will not be separated from financial technology. With easy access, all people of society can use it. Users of financial technology began to vary. Therefore, Financial Literacy must be understood by all circles of society without exception.  <\/p>\n\n\n\n<p class=\"has-normal-font-size\">This is the importance of understanding Financial Literacy from an early age. Children will inevitably be involved in the world of financial technology. So, knowledge of Financial Literacy must be given to children as soon as possible. Here are the benefits of understanding Financial Literacy from an early age.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Wisely in Using Financial Technology<\/h4>\n\n\n\n<p class=\"has-normal-font-size\">By understanding Financial Literacy, children can get used to using financial technology wisely. With the ease of access, many crimes enter through financial technology. If the child has understood Financial Literacy, the child can avoid financial crime.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Responsible Learning<\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Understanding Financial Literacy also makes children learn to be responsible. By understanding financial literacy, children can think further in managing their money. Children will get used to making long-term plans for their finances.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Learn to Save and Invest<\/h4>\n\n\n\n<p class=\"has-normal-font-size\">By understanding Financial Literacy, children can also learn to save and invest. Children can choose a safe place to save. Children can also invest in their future safely. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Independent of Their Own Finances<\/h4>\n\n\n\n<p class=\"has-normal-font-size\">By understanding Financial Literacy, children can be more independent in managing their finances. Parents do not need to worry about financial crimes that could be experienced by their children. With sufficient education, children will be good at managing it under parental supervision.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">With the provision of Financial Literacy education, parents can entrust their children&#039;s finances to their children. This can make the child more confident. Therefore, when they grow up, parents will no longer have to worry about managing their children&#039;s finances.<\/p>\n\n\n\n<p class=\"has-text-align-center has-normal-font-size\"><strong>Also Read: <a href=\"https:\/\/whiz.id\/en\/effect-of-games-on-child-finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">How Video Games Teach Kids About Money<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"has-normal-font-size\">Entering the world of finance, means having to understand the concept. This is the importance of understanding Financial Literacy. If we understand Financial Literacy from an early age, the community&#039;s economy will be helped. Crime can be avoided. Children can be wiser in managing their finances independently. Savings and investments can also be owned by children from a young age.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Come on, teach children to understand Financial Literacy! Make children independent and wise in managing their own finances. With the Whiz Financial Application, children can learn to manage their own money safely, you know!<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong><a href=\"https:\/\/link.whiz.id\/website\" target=\"_blank\" rel=\"noreferrer noopener\">INVITE CHILDREN TO MANAGE FINANCIALLY IN WHIZ!<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>What is Financial Literacy? \u2013 Human needs cannot be separated from finances. Plus, with increasingly sophisticated information technology, the financial world can be accessed by all age groups in society. This convenience brings benefits to us. Conventional financial access is slowly changing to modern and contemporary. With this ease of access, many fintechs have become a choice [...]<\/p>","protected":false},"author":8,"featured_media":1305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-making-money-saving"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa itu Literasi Finansial? Kenali Manfaatnya, Yuk! &#8211; Whiz<\/title>\n<meta name=\"description\" content=\"Apa itu Literasi Finansial? Literiasi Finansial merupakan pengetahuan dan kecakapan untuk mengaplikasikan pemahaman tentang konsep finansial.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whiz.id\/en\/what-is-financial-literacy-know-the-benefits-yuk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa itu Literasi Finansial? Kenali Manfaatnya, Yuk! &#8211; Whiz\" \/>\n<meta property=\"og:description\" content=\"Apa itu Literasi Finansial? 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