{"id":19618,"date":"2024-03-07T10:00:00","date_gmt":"2024-03-07T03:00:00","guid":{"rendered":"https:\/\/whiz.id\/?p=19618"},"modified":"2024-02-21T14:27:06","modified_gmt":"2024-02-21T07:27:06","slug":"budgeting-selama-ramadan","status":"publish","type":"post","link":"https:\/\/whiz.id\/en\/budgeting-during-ramadan\/","title":{"rendered":"Managing Family Finances: 5 Budgeting Tips During Ramadan"},"content":{"rendered":"<p style=\"font-size:16px\"><strong>Budgeting during Ramadan \u2013 <\/strong>When Ramadan arrives, it's not just the heart that needs purification, but your wallet also needs to be well-managed. Facing this blessed month, managing finances properly becomes the key to ensuring a smooth and financially burden-free sacred period.&nbsp;<\/p>\n\n\n\n<p style=\"font-size:16px\">Especially during Ramadan, the prices of essential needs tend to soar unexpectedly. Therefore, it's crucial to be able to manage finances effectively.<\/p>\n\n\n\n<p style=\"font-size:16px\">Let's explore five budgeting tips during Ramadan that are not only easy to implement but can also help you go through the fasting month more peacefully in financial terms.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Also Read:\u00a0<\/strong><a href=\"https:\/\/whiz.id\/en\/financial-discussion-with-partner\/\" target=\"_blank\" rel=\"noreferrer noopener\">3 Discussions about Finances that must be Discussed with Your Partner<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5 Budgeting Tips During Ramadan, A Must-Try<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1. Plan Iftar and Suhoor Menus<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" data-attachment-id=\"19625\" data-permalink=\"https:\/\/whiz.id\/en\/budgeting-during-ramadan\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc\/\" data-orig-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?fit=2560%2C1707&amp;ssl=1\" data-orig-size=\"2560,1707\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;3.5&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;Canon EOS R&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1676105445&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;35&quot;,&quot;iso&quot;:&quot;400&quot;,&quot;shutter_speed&quot;:&quot;0.01&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?fit=1024%2C683&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-19625\" srcset=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?resize=1536%2C1024&amp;ssl=1 1536w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?resize=2048%2C1365&amp;ssl=1 2048w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/asian-muslim-people-pouring-water-having-dinner-t-2023-11-27-05-09-47-utc-scaled.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p style=\"font-size:16px\">The first thing to do is to start planning well-thought-out iftar (breaking the fast) and suhoor (pre-dawn meal) menus. Don't fall into the desire to always serve luxurious dishes every day.&nbsp;<\/p>\n\n\n\n<p style=\"font-size:16px\">Create a menu list, estimate the cost of ingredients, and set a suitable budget. This way, you can control your family's expenses during the month of Ramadan.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2. Set a Spending Limit for Eid Hampers<\/strong><\/h4>\n\n\n\n<p style=\"font-size:16px\">The tradition of giving gifts or hampers during Eid al-Fitr might be inevitable. To keep your finances under control, set a spending limit for these gifts. You can look for special Ramadan promotions or discounts to get special gifts without inflating your budget.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3. Prioritize Charity and Zakat<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1024\" height=\"683\" data-attachment-id=\"19621\" data-permalink=\"https:\/\/whiz.id\/en\/budgeting-during-ramadan\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc\/\" data-orig-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?fit=2560%2C1707&amp;ssl=1\" data-orig-size=\"2560,1707\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;2.5&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;Canon EOS R&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1701399035&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;35&quot;,&quot;iso&quot;:&quot;400&quot;,&quot;shutter_speed&quot;:&quot;0.008&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?fit=1024%2C683&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"Budgeting during Ramadan\" class=\"wp-image-19621\" srcset=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?resize=1536%2C1024&amp;ssl=1 1536w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?resize=2048%2C1365&amp;ssl=1 2048w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/muslim-hands-giving-money-for-zakat-2023-12-06-02-49-09-utc-scaled.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p style=\"font-size:16px\">Don't forget acts of charity during this sacred month. Allocate a certain amount for charity and zakat as part of your monthly budget. This will not only help those in need but also help maintain a financial balance and bring blessings to your family.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>4. Reduce Entertainment Expenses<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1024\" height=\"639\" data-attachment-id=\"19628\" data-permalink=\"https:\/\/whiz.id\/en\/budgeting-during-ramadan\/ornamental-arabic-lantern\/\" data-orig-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?fit=2560%2C1597&amp;ssl=1\" data-orig-size=\"2560,1597\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;4.5&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;ILCE-7RM4&quot;,&quot;caption&quot;:&quot;Ornamental Arabic lantern with burning candle glowing. Festive greeting card, invitation for Muslim holy month Ramadan Kareem.&quot;,&quot;created_timestamp&quot;:&quot;1706179727&quot;,&quot;copyright&quot;:&quot;konstantin yuganov&quot;,&quot;focal_length&quot;:&quot;35&quot;,&quot;iso&quot;:&quot;400&quot;,&quot;shutter_speed&quot;:&quot;0.0125&quot;,&quot;title&quot;:&quot;Ornamental Arabic lantern&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?fit=300%2C187&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?fit=1024%2C639&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc.jpg?resize=1024%2C639&#038;ssl=1\" alt=\"Budgeting during Ramadan\" class=\"wp-image-19628\" srcset=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?resize=1024%2C639&amp;ssl=1 1024w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?resize=300%2C187&amp;ssl=1 300w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?resize=768%2C479&amp;ssl=1 768w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?resize=1536%2C958&amp;ssl=1 1536w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?resize=2048%2C1278&amp;ssl=1 2048w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2024\/02\/ornamental-arabic-lantern-2024-01-30-18-25-51-utc-scaled.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p style=\"font-size:16px\">During Ramadan, cut down on unnecessary entertainment expenses. Avoid dining out for iftar every day or going to the cinema.\u00a0<\/p>\n\n\n\n<p style=\"font-size:16px\">Instead, use the time to get closer to your family and engage in more spiritually meaningful activities.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>5. Record Daily Expenses<\/strong><\/h4>\n\n\n\n<p style=\"font-size:16px\">One effective way to manage finances during Ramadan is to record daily expenses. Make a note every time you spend money, whether it's for monthly groceries, dining out, or other needs. By keeping track of expenses, you can easily see and control your budget.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:16px\"><strong>Also Read:\u00a0<\/strong><a href=\"https:\/\/whiz.id\/en\/tips-interest-deposits\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tips for choosing reliable deposit interest rates<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p style=\"font-size:16px\">Happy Ramadan, Whizmates! By implementing the above 5 budgeting tips, may this sacred month not only bring spiritual blessings but also financial blessings to you.<\/p>\n\n\n\n<p style=\"font-size:16px\">In addition to applying the above tips, you can also try Whiz Smart Saver. Smart Saver is Whiz's deposit solution that offers high-interest rates of up to 6.75%.\u00a0<\/p>\n\n\n\n<p style=\"font-size:16px\">With Smart Saver, your savings will grow faster, providing financial security, and offering maximum profit potential. So, let's start investing in your future now!<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong><a href=\"https:\/\/whiz.id\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">DOWNLOAD AND TRY WHIZ SMART SAVER TO GET 6.75% INTEREST<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Budgeting during Ramadan \u2013 When Ramadan arrives, not only does your heart need to be purified, but your wallet also needs to be managed well, you know. Facing this blessed month, managing finances appropriately is the key so that this holy moment runs smoothly without excessive financial burden. What&#039;s more, when Ramadan arrives, many basic necessities have high prices [...]<\/p>","protected":false},"author":6,"featured_media":19619,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-19618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-family-life"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kelola Keuangan Keluarga: 5 Tips Budgeting Selama Ramadan &#8211; Whiz<\/title>\n<meta name=\"description\" content=\"Cari tau cara mengelola keuangan selama Ramadan dengan bijak. 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