{"id":4851,"date":"2022-04-19T17:00:00","date_gmt":"2022-04-19T10:00:00","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=4851"},"modified":"2022-08-08T11:44:05","modified_gmt":"2022-08-08T04:44:05","slug":"cara-menabung-uang-thr","status":"publish","type":"post","link":"https:\/\/whiz.id\/en\/how-to-save-money-thr\/","title":{"rendered":"How to save THR money, here are the tips!"},"content":{"rendered":"

How to Save THR Money<\/strong> \u2013 What are you most looking forward to during Eid Al-Fitr? Certainly a festive atmosphere when gathering with family, eating food together, staying in touch with neighbors, going home, and of course THR money.<\/p>\n\n\n\n

Hari Raya Allowance (THR) or can be called the 13th salary is an obligation that must be paid by the company where we work before Eid Al-Fitr.<\/p>\n\n\n\n

With the amount of money that is not small and includes additional income, many people have difficulty managing THR money. Many of them are also not aware that the THR money they have received runs out without knowing what it is used for. Even though THR money will benefit if it is used wisely, one of which is to increase savings.<\/p>\n\n\n\n

Confused about how to manage THR money to save? Check out the following tips, come on!<\/p>\n\n\n\n

Also Read:<\/strong> Fun Ideas for Hanging Out with Kids: 5 Fun Activities!<\/strong><\/a><\/p>\n\n\n\n

\n\n\n\n

7 Ways to Save THR Money<\/strong><\/h3>\n\n\n\n

1. Immediately set aside some THR money<\/strong><\/h4>\n\n\n\n

When receiving THR money, it would be nice if you immediately set aside some THR money for savings. Don't assume extra money, like THR is money that you can use to fulfill your needs and wants.<\/p>\n\n\n\n

Additional income will be very useful if you use it for emergency funds, savings, investments, and paying for insurance. <\/p>\n\n\n\n

Maybe the benefits will not be felt immediately, but you will feel it later on. Especially if you are diligent in allocating THR money for retirement savings. Your old age will be guaranteed.<\/p>\n\n\n\n

2. Not Using THR Money for Homecoming<\/strong><\/h4>\n\n\n\n
\n
\"How<\/figure>\n<\/div><\/div>\n\n\n\n

As a nomad, the holiday is the right time to go home. For going home, you definitely need a lot of money, starting from buying tickets, souvenirs, money for nephews, and so on. With that many needs, you definitely expect THR money for your homecoming needs.<\/p>\n\n\n\n

You should not use THR money to finance your homecoming trip. Try to allocate the cost of going home every month from your salary. Make a fund post for going home. That way, you don't need to use THR money.<\/p>\n\n\n\n

3. Pay Your Liability!<\/strong><\/h4>\n\n\n\n

Have installments? Debt? and other obligations? If so, you can use it as THR money to pay your obligations.<\/p>\n\n\n\n

By paying off your obligations, it will greatly ease your financial burden in the future. After that, try not to take installments and debts. Make an emergency fund post for urgent needs, so you don't have to owe anymore.<\/p>\n\n\n\n

4. Don't shop before the THR money is in hand<\/strong><\/h4>\n\n\n\n
\n
\"How<\/figure>\n<\/div><\/div>\n\n\n\n

THR money will usually be disbursed before Eid al-Fitr. Before that, we definitely buy necessities for the holidays, ranging from new clothes, prayer tools, food ingredients, and others.<\/p>\n\n\n\n

Unconsciously we have spent a lot of money in the hope that the THR money will cover the expenses we have used.<\/p>\n\n\n\n

Even though additional income would be better if it was used to increase your savings, not increase your expenses. Try to control spending during the holidays by not buying things that are not useful and not really needed.<\/p>\n\n\n\n

5. Don't rely on THR money<\/strong><\/h4>\n\n\n\n

THR money is indeed extra money or additional money that you will receive, but that does not mean you can use the money to meet your needs and increase your expenses.<\/p>\n\n\n\n

Meet your needs with a monthly salary and consider THR money as money that you must save.<\/p>\n\n\n\n

6. Use it for Infaq, Alms, and Zakat<\/strong><\/h4>\n\n\n\n
\n
\"How<\/figure>\n<\/div><\/div>\n\n\n\n

In addition to saving, use your THR money to pay zakat fitrah which is your obligation in the month of Ramadan. Also use it for alms and infaq for the needy.<\/p>\n\n\n\n

By sharing, it doesn't mean the money you have will decrease, you know. In fact, it will increase your savings.<\/p>\n\n\n\n

7. Know Your Financial Condition<\/strong><\/h4>\n\n\n\n

The most important thing about managing THR money is knowing your own financial condition. You have to know where your spending flows have been. When you know your financial records, you can use THR money wisely.<\/p>\n\n\n\n

To manage finances, you can use the Whiz Financial App.<\/strong>, you know. Your expenses and income will be recorded automatically. In addition, you can also see your financial flow so far.<\/p>\n\n\n\n

Also Read: 7 Tips to Save Fasting: Full Stomach, Happy Wallet!<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

When you receive THR, it's better if you use it to save rather than go crazy shopping for things you don't really need. Using money wisely is not easy. You also have to manage your finances well.<\/p>\n\n\n\n

The solution to managing your finances is to use the Whiz Financial App.<\/strong>. You can see your finances in and out, send money, and many other interesting features.<\/p>\n\n\n\n

So that you are not curious, directly download the Whiz application, come on!<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"

How to Save THR Money \u2013 What are you looking forward to the most during Eid al-Fitr? Certainly a festive atmosphere when gathering with family, eating food together, keeping in touch with neighbors, going home, and of course THR money. Hari Raya Allowance (THR) or what can be called the 13th salary is an obligation that must be paid by the company where we work before Hari Raya [\u2026]<\/p>","protected":false},"author":6,"featured_media":4912,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-4851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-purchasing-decisions"],"yoast_head":"\nCara Menabung Uang THR, Ini Tipsnya! – Whiz<\/title>\n<meta name=\"description\" content=\"Bingung karena uang THR sering habis, tapi tidak tahu untuk apa? 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