{"id":1308,"date":"2021-11-24T20:42:14","date_gmt":"2021-11-24T13:42:14","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=1308"},"modified":"2022-08-04T16:42:21","modified_gmt":"2022-08-04T09:42:21","slug":"kenapa-pinjol-merugikan","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/kenapa-pinjol-merugikan\/","title":{"rendered":"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam!"},"content":{"rendered":"\n<p class=\"has-normal-font-size\"><strong>Kenapa Pinjol Merugikan<\/strong> \u2013 Dewasa ini, sudah banyak perusahaan yang didirikan khusus untuk memberikan Pinjol (Pinjaman Online) kepada masyarakat. Tentu sebagian dari perusahaan tersebut sudah berada di bawah naungan OJK (Otoritas Jasa Keuangan). Akan tetapi, masih banyak lho pinjel ilegal bertebaran. Baik yang legal mau pun ilegal Pinjol tetap bisa sangat merugikan lho!<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Tapi, kenapa ya pinjol itu merugikan? <a href=\"https:\/\/link.whiz.id\/website\" target=\"_blank\" rel=\"noreferrer noopener\">Aplikasi keuangan Whiz <\/a>punya jawabannya, lho. Yuk simak alasan kenapa pinjol merugikan untuk kamu! <\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong> Baca Juga: <a href=\"https:\/\/whiz.id\/id\/mengatur-keuangan-pribadi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mengatur Keuangan Pribadi, Cara serta Tips yang Ampuh<\/a> <\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Kenapa Pinjol Merugikan?<\/strong><\/h3>\n\n\n\n<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" data-attachment-id=\"2041\" data-permalink=\"https:\/\/whiz.id\/id\/kenapa-pinjol-merugikan\/featured-image\/\" data-orig-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?fit=1024%2C683&amp;ssl=1\" data-orig-size=\"1024,683\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?fit=1024%2C683&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/rocketpocket.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"kenapa pinjol merugikan?\" class=\"wp-image-2041\" srcset=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/12\/Featured-Image.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p class=\"has-normal-font-size\">Pinjol atau Pinjaman Online adalah pinjaman berbasis teknologi dalam bidang keuangan yang menggunakan kemajuan teknologi untuk memberi pinjaman kepada seseorang yang membutuhkannya tanpa harus bertemu langsung. Pada umumnya, perusahaan Pinjol legal menggunakan aplikasi untuk berhubungan dengan calon peminjamnya. Lalu, kenapa Pinjol merugikan?<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Suku Bunga yang Tinggi<\/strong><\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Pertama, kamu harus mengetahui faktanya bahwa Pinjol atau Pinjaman Online sering kali memiliki suku bunga yang tinggi. Tentu hal ini dikarenakan mereka mengambil untung dari meminjamkan uang mereka dari suku bunga tersebut. Suku bunga yang tinggi ini juga biasanya akan ditentukan oleh pemberi jasa pinjol pinjol.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Hingga saat ini, OJK atau Otoritas Jasa Keuangan masih belum memberikan batas bunga Pinjaman Online.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Plafon Pinjaman yang Rendah<\/strong><\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Di samping suku bunga yang tinggi, pada umumnya Pinjol juga memiliki plafon atau batas peminjaman yang rendah. Rata-rata di bawah Rp 5 juta per pinjaman. Bahkan, ada juga jasa Pinjol yang plafon peminjamannya hanya Rp 1 juta. Hal ini dikarenakan pemberi jasa pinjol Pinjol membutuhkan banyak peminjam dalam satu waktu untuk memaksimalkan keuntungan yang mereka dapatkan.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Keamanan Data Pribadi yang Terancam<\/strong><\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Saat kamu mengajukan atau mendaftar untuk pinjaman online, pemberi jasa pinjol tuntu akan meminta data-data pribadi kamu sebagai persyaratannya. Data pribadi yang Anda berikan kepada mereka sangat berisiko untuk disalahgunakan jika Anda mendaftar ke pinjaman online ilegal.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Tidak sedikit cerita mengenai pengalaman-pengalaman yang tidak menyenangkan yang dialami oleh peminjam-peminjam yang kurang beruntung. Hal ini sangat mungkin terjadi kepada peminjam dan keluarganya. Di samping itu, karena data pribadi Anda sudah dimiliki oleh pemberi jasa pinjol, akan sangat sulit untuk menghindari bahaya dan ancaman dari mereka<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Denda yang Besar<\/strong><\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Sama halnya seperti pinjaman konvensional, Pinjol juga memiliki peraturan atau ketentuan mengenai denda, terutama berhubungan dengan keterlambatan pembayaran. Tidak hanya denda bunga keterlambatan, mereka juga dapat memberikan denda-denda lainnya.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Tentu saja hal ini sangat merugikan karena tidak hanya ahrus membayar pinjaman, Anda juga diharuskan untuk membayar bunganya dan denda tambahan lainnya.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Ketentraman Keluarga Terganggu<\/strong><\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Whizparents, salah satu kerugian terbesarnya adalah keluarga Anda akan terganggu. Penagih-penagih hutang akan mencoba menghubungi anggota keluarga Anda atau bahkan menghampiri rumah mereka untuk mencari dan menagih Anda. Oleh karena itu, kamu harus memahami risikonya bagi Anda mau pun keluarga Anda sebelum mencoba pinjaman online.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Ketika Anda mengajukan atau mendaftar pinjmana online, tentu mereka akan meminta data pribadi Anda, hal ini termasuk alamat rumah Anda dan mungkin anggota keluarga Anda yang lain. Inilah awal mereka mulai mengganggu ketentraman keluarga.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Riwayat Kredit yang Buruk<\/strong><\/h4>\n\n\n\n<p class=\"has-normal-font-size\">Hal ini berlaku khusus bagi pengajuan pinjaman ke perusahaan pinjaman online resmi yang telah terdaftar di OJK. Keterlambatan pembayaran, apalagi bila sampai tak membayar pinjaman, pasti akan mempengaruhi skor kredit pada SLIK OJK.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Sanksi yang akan dikenakan jika tidak membayar pinjaman online tentu akan sangat merugikan. Terutama adalah ketika skor SLIK OJK Anda buruk maka Anda akan mengalami kesulitan mengajukan pinjaman di masa depan.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"has-normal-font-size\">Jadi, dari pada kamu mengajukan pinjaman online, ada baiknya Anda belajar mengatur keuangan dengan baik. Nah, Whiz menawarkan banyak fitur yang dapat membantu Whizparents dan anak Anda dalam mengatur keuangan agar dapat menghindari keharusan meminjam uang kepada jasa pinjaman online! Yuk, daftar sekarang!<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong><a href=\"https:\/\/link.whiz.id\/website\" target=\"_blank\" rel=\"noreferrer noopener\">YUK DAFTAR APLIKASI KEUANGAN WHIZ!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kenapa Pinjol Merugikan \u2013 Dewasa ini, sudah banyak perusahaan yang didirikan khusus untuk memberikan Pinjol (Pinjaman Online) kepada masyarakat. Tentu sebagian dari perusahaan tersebut sudah berada di bawah naungan OJK (Otoritas Jasa Keuangan). Akan tetapi, masih banyak lho pinjel ilegal bertebaran. Baik yang legal mau pun ilegal Pinjol tetap bisa sangat merugikan lho! Tapi, kenapa [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1309,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-1308","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-purchasing-decisions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam! &#8211; Whiz<\/title>\n<meta name=\"description\" content=\"Belakangan ini ramai dibicarakan terkait pinjol legal dan ilegal yang merugikan, tapi kira-kira kenapa pinjol merugikan ya? Berikut ulasannya\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whiz.id\/id\/why-online-loans-are-harmful\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam! &#8211; Whiz\" \/>\n<meta property=\"og:description\" content=\"Belakangan ini ramai dibicarakan terkait pinjol legal dan ilegal yang merugikan, tapi kira-kira kenapa pinjol merugikan ya? Berikut ulasannya\" \/>\n<meta property=\"og:url\" content=\"https:\/\/whiz.id\/id\/why-online-loans-are-harmful\/\" \/>\n<meta property=\"og:site_name\" content=\"Whiz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/whiz.idn\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-24T13:42:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-04T09:42:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Whizmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ditulis oleh\" \/>\n\t<meta name=\"twitter:data1\" content=\"Whizmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/\"},\"author\":{\"name\":\"Whizmin\",\"@id\":\"https:\/\/whiz.id\/id\/#\/schema\/person\/bd3206969a5d51beabf06cab3e4d5173\"},\"headline\":\"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam!\",\"datePublished\":\"2021-11-24T13:42:14+00:00\",\"dateModified\":\"2022-08-04T09:42:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/\"},\"wordCount\":597,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/whiz.id\/id\/#organization\"},\"image\":{\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1\",\"articleSection\":[\"Budgeting &amp; Purchasing Decisions\"],\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/\",\"url\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/\",\"name\":\"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam! &#8211; Whiz\",\"isPartOf\":{\"@id\":\"https:\/\/whiz.id\/id\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1\",\"datePublished\":\"2021-11-24T13:42:14+00:00\",\"dateModified\":\"2022-08-04T09:42:21+00:00\",\"description\":\"Belakangan ini ramai dibicarakan terkait pinjol legal dan ilegal yang merugikan, tapi kira-kira kenapa pinjol merugikan ya? Berikut ulasannya\",\"breadcrumb\":{\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#breadcrumb\"},\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1\",\"width\":1920,\"height\":1280,\"caption\":\"kenapa pinjol merugikan\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/whiz.id\/id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/whiz.id\/id\/#website\",\"url\":\"https:\/\/whiz.id\/id\/\",\"name\":\"Whiz\",\"description\":\"Aplikasi Keuangan Pertama untuk Keluarga\",\"publisher\":{\"@id\":\"https:\/\/whiz.id\/id\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/whiz.id\/id\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"id\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/whiz.id\/id\/#organization\",\"name\":\"Whiz\",\"url\":\"https:\/\/whiz.id\/id\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\/\/whiz.id\/id\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/whiz.id\/wp-content\/uploads\/2022\/07\/Whiz-Logo.png\",\"contentUrl\":\"https:\/\/whiz.id\/wp-content\/uploads\/2022\/07\/Whiz-Logo.png\",\"width\":1044,\"height\":432,\"caption\":\"Whiz\"},\"image\":{\"@id\":\"https:\/\/whiz.id\/id\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/whiz.idn\",\"https:\/\/www.instagram.com\/whiz.idn\/\",\"https:\/\/www.linkedin.com\/company\/whiz-idn\/\",\"https:\/\/www.tiktok.com\/whiz.idn\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/whiz.id\/id\/#\/schema\/person\/bd3206969a5d51beabf06cab3e4d5173\",\"name\":\"Whizmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\/\/whiz.id\/id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8634b8da52f6e16807158da460b2b729?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8634b8da52f6e16807158da460b2b729?s=96&d=mm&r=g\",\"caption\":\"Whizmin\"},\"url\":\"https:\/\/whiz.id\/id\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam! &#8211; Whiz","description":"Belakangan ini ramai dibicarakan terkait pinjol legal dan ilegal yang merugikan, tapi kira-kira kenapa pinjol merugikan ya? Berikut ulasannya","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/whiz.id\/id\/why-online-loans-are-harmful\/","og_locale":"id_ID","og_type":"article","og_title":"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam! &#8211; Whiz","og_description":"Belakangan ini ramai dibicarakan terkait pinjol legal dan ilegal yang merugikan, tapi kira-kira kenapa pinjol merugikan ya? Berikut ulasannya","og_url":"https:\/\/whiz.id\/id\/why-online-loans-are-harmful\/","og_site_name":"Whiz","article_publisher":"https:\/\/www.facebook.com\/whiz.idn","article_published_time":"2021-11-24T13:42:14+00:00","article_modified_time":"2022-08-04T09:42:21+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1","type":"image\/jpeg"}],"author":"Whizmin","twitter_card":"summary_large_image","twitter_misc":{"Ditulis oleh":"Whizmin","Estimasi waktu membaca":"3 menit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#article","isPartOf":{"@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/"},"author":{"name":"Whizmin","@id":"https:\/\/whiz.id\/id\/#\/schema\/person\/bd3206969a5d51beabf06cab3e4d5173"},"headline":"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam!","datePublished":"2021-11-24T13:42:14+00:00","dateModified":"2022-08-04T09:42:21+00:00","mainEntityOfPage":{"@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/"},"wordCount":597,"commentCount":0,"publisher":{"@id":"https:\/\/whiz.id\/id\/#organization"},"image":{"@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1","articleSection":["Budgeting &amp; Purchasing Decisions"],"inLanguage":"id","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/","url":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/","name":"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam! &#8211; Whiz","isPartOf":{"@id":"https:\/\/whiz.id\/id\/#website"},"primaryImageOfPage":{"@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage"},"image":{"@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1","datePublished":"2021-11-24T13:42:14+00:00","dateModified":"2022-08-04T09:42:21+00:00","description":"Belakangan ini ramai dibicarakan terkait pinjol legal dan ilegal yang merugikan, tapi kira-kira kenapa pinjol merugikan ya? Berikut ulasannya","breadcrumb":{"@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#breadcrumb"},"inLanguage":"id","potentialAction":[{"@type":"ReadAction","target":["https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/"]}]},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#primaryimage","url":"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1","contentUrl":"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1","width":1920,"height":1280,"caption":"kenapa pinjol merugikan"},{"@type":"BreadcrumbList","@id":"https:\/\/whiz.id\/en\/why-online-loans-are-harmful\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/whiz.id\/id\/"},{"@type":"ListItem","position":2,"name":"Kenapa Pinjol Merugikan? Waspada Sebelum Meminjam!"}]},{"@type":"WebSite","@id":"https:\/\/whiz.id\/id\/#website","url":"https:\/\/whiz.id\/id\/","name":"Whiz","description":"Aplikasi Keuangan Pertama untuk Keluarga","publisher":{"@id":"https:\/\/whiz.id\/id\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/whiz.id\/id\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"id"},{"@type":"Organization","@id":"https:\/\/whiz.id\/id\/#organization","name":"Whiz","url":"https:\/\/whiz.id\/id\/","logo":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/whiz.id\/id\/#\/schema\/logo\/image\/","url":"https:\/\/whiz.id\/wp-content\/uploads\/2022\/07\/Whiz-Logo.png","contentUrl":"https:\/\/whiz.id\/wp-content\/uploads\/2022\/07\/Whiz-Logo.png","width":1044,"height":432,"caption":"Whiz"},"image":{"@id":"https:\/\/whiz.id\/id\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/whiz.idn","https:\/\/www.instagram.com\/whiz.idn\/","https:\/\/www.linkedin.com\/company\/whiz-idn\/","https:\/\/www.tiktok.com\/whiz.idn"]},{"@type":"Person","@id":"https:\/\/whiz.id\/id\/#\/schema\/person\/bd3206969a5d51beabf06cab3e4d5173","name":"Whizmin","image":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/whiz.id\/id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8634b8da52f6e16807158da460b2b729?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8634b8da52f6e16807158da460b2b729?s=96&d=mm&r=g","caption":"Whizmin"},"url":"https:\/\/whiz.id\/id\/author\/admin\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/whiz.id\/wp-content\/uploads\/2021\/11\/markus-spiske-ms6N-gBtbCQ-unsplash.jpg?fit=1920%2C1280&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/posts\/1308"}],"collection":[{"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/comments?post=1308"}],"version-history":[{"count":7,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/posts\/1308\/revisions"}],"predecessor-version":[{"id":8254,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/posts\/1308\/revisions\/8254"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/media\/1309"}],"wp:attachment":[{"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/media?parent=1308"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/categories?post=1308"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/whiz.id\/id\/wp-json\/wp\/v2\/tags?post=1308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}