{"id":2117,"date":"2021-12-12T11:48:05","date_gmt":"2021-12-12T04:48:05","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=2117"},"modified":"2022-08-04T17:04:42","modified_gmt":"2022-08-04T10:04:42","slug":"cara-mengatur-keuangan-anak-sma","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/cara-mengatur-keuangan-anak-sma\/","title":{"rendered":"Cara Mengatur Keuangan Anak SMA, Yuk Catat"},"content":{"rendered":"\n

Cara Mengatur Keuangan Anak SMA – <\/strong>Masa SMA adalah masa peralihanmu dari remaja menuju dewasa yang penuh memori. Dengan uang jajan yang kamu miliki, ditambah dengan asyiknya kehidupan sekolah, banyak momen seru dilalui. Tapi, jangan sampai sisihan uang jajanmu dengan jajananmu tidak selaras, ya. Kamu harus mengatur keuanganmu.<\/p>\n\n\n\n

Mengatur keuangan sangat penting untuk dimulai sedini mungkin. Dikutip dari Kompas.com<\/a>, beberapa sumber menyatakan mengatur keuangan saat remaja dapat membuat kamu lebih mandiri. Jadi, kamu pun terbiasa memiliki perencanaan yang matang dan terlindungi dari kesulitan akibat kebutuhan mendesak. Nah, bagaimana cara mulai mengatur keuangan untuk anak SMA? Simak penjelasan berikut!<\/p>\n\n\n\n

Baca Juga: Uang Jajan Anak SMA dan Cara Menentukannya<\/a><\/strong><\/p>\n\n\n\n

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Cara Mengatur Keuangan Anak SMA<\/strong><\/h3>\n\n\n\n
\n
\"cara<\/figure>\n<\/div><\/div>\n\n\n\n

Bedakan Kebutuhan dan Keinginan<\/h4>\n\n\n\n

Kamu harus membedakan, mana yang kebutuhan dan mana yang keinginan. Misalnya, kamu diberikan uang jajan untuk makan siang di sekolah. Berarti, makan siangmu adalah kebutuhanmu. Sisanya dapat kamu pakai untuk keinginanmu, seperti camilan atau barang di koperasi. Utamakanlah memakai uang untuk memenuhi kebutuhan terlebih dahulu. <\/p>\n\n\n\n

Atur Prioritasmu<\/h4>\n\n\n\n

Ketika menginginkan sesuatu, kamu harus membuat prioritas. Atur prioritasmu, letakkan sesuatu yang paling kamu butuhkan pada urutan pertama. Saat prioritas pertama terpenuhi, maka wujudkanlah prioritas selanjutnya. Jangan sampai uangmu habis untuk sesuatu yang belum kamu butuhkan, ya!<\/p>\n\n\n\n

Selalu Sisihkan Uang untuk Ditabung<\/h4>\n\n\n\n

Setelah kebutuhanmu terpenuhi, jangan lupa untuk sisihkan uangmu. Kamu harus menahan diri untuk tidak menghabiskan uangmu, kecuali dalam keadaan darurat. Sekecil apa pun nominalnya, walaupun recehan, tabunglah! Sedikit demi sedikit, lama-lama menjadi bukit. Ingat: kebahagiaan menabung hanya dapat kamu rasakan ketika tabunganmu sudah banyak, hehehe. <\/p>\n\n\n\n

Buatlah Goals <\/em>untuk Tabunganmu<\/h4>\n\n\n\n

Selain untuk sekolah, kamu pasti memliki keutuhan dan keinginan lain seperti gadget baru, jalan-jalan weekend bersama teman, dsb. Nah, mulailah tabung uang jajanmu dan buat goals<\/em>-nya. Urutkan goals mulai dari yang paling menjadi prioritas. Tabunglah uang untuk setiap goals <\/em>yang kamu miliki. Untuk memudahkanmu mencatat dan menabung, gunakanlah aplikasi keuangan yang memiliki fitur tersebut.<\/p>\n\n\n\n

Buatlah perhitungan untuk Kebutuhan, Keinginan, dan Tabungan.<\/h4>\n\n\n\n

Untuk dapat memenuhi kebutuhan dan keinginan dengan tetap menabung, kamu dapat membuat perhitungan. Kamu dapat menggunakan metode persen 50\/30\/20. Misalnya, kamu menggunakan 50 persen untuk kebutuhanmu, 30 persen untuk keinginanmu, dan 20 persen untuk tabungan. Kamu juga dapat mengubah urutan persennya. Sesuaikan dengan tujuanmu!<\/p>\n\n\n\n

Catat Pengeluaran dan Pemasukanmu<\/h4>\n\n\n\n

Agar dapat mengelola keuagan dengan baik, kamu harus tahu pasti berapa pemasukan dan pengeluaranmu. Jadi, catatlah pengeluaran dan pemasukanmu. Catatan ini dibuat agar kamu dapat melihat alur keuanganmu. Kalau alur keuanganmu sudah dipahami, kamu dapat dengan mudah membuat goals tabungan atau rencana pengelolaan uang lainnya. <\/p>\n\n\n\n

Pantau Pengeluaran, Hasilkan Pemasukan<\/h4>\n\n\n\n

Selain mengelola pengeluaran, kamu juga bisa mencari cara untuk mendapat pemasukan, loh! Kamu bisa mencoba mulai berbisnis kecil-kecilan untuk menambah uang jajan. Pilihlah bisnis barang atau jasa yang merupakan hobi atau passion<\/em>-mu. Kamu bisa menawarkannya ke orang-orang terdekat, seperti teman atau keluarga. Jika membutuhkan platform online <\/em>untuk bertransaksi dengan pelangganmu, gunakanlah aplikasi keuangan yang keren dan terpercaya untuk membantumu mencari pemasukan!<\/p>\n\n\n\n

Kalau Keuanganmu Sudah Teratur, Kamu akan…<\/strong><\/h3>\n\n\n\n
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\"\"<\/figure>\n<\/div><\/div>\n\n\n\n

Lebih Bijak dan Mandiri <\/h4>\n\n\n\n

Selalu mengatur keuangan dengan baik merupakan kebiasaan yang baik. Saat dewasa, kamu dapat lebih bijak dalam mengelola keuanganmu sendiri. Kamu dapat selalu menabung untuk hal yang kamu inginkan. Kebutuhan dan keinginanmu pun dapat selalu terpenuhi. <\/p>\n\n\n\n

Hidup Tenang dengan Tabungan<\/h4>\n\n\n\n

Kebiasaan mengelola uang dapat membuatmu rajin menyisihkan uang walau sedikit. Hidupmu pun akan tenang karena selalu ada simpanan. Dana darurat mendesak dapat kamu atasi dengan simpanan. Juga, saat goals <\/em>tabunganmu tercapai satu per satu, kebahaigiaan pun menyelimutimu.<\/p>\n\n\n\n

Baca Juga: Uang Jajan Anak Kuliah Berapa, sih? <\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

Itulah cara mengatur keuangan anak SMA. Dengan manfaatnya yang banyak, mulailah belajar mengatur keuanganmu dari sekarang! Yuk, jadikan Aplikasi Keuangan Whiz<\/a> <\/a>sebagai teman belajarmu!<\/p>\n\n\n\n

ATUR KEUANGANMU DENGAN APLIKASI KEUANGAN WHIZ!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Cara Mengatur Keuangan Anak SMA – Masa SMA adalah masa peralihanmu dari remaja menuju dewasa yang penuh memori. Dengan uang jajan yang kamu miliki, ditambah dengan asyiknya kehidupan sekolah, banyak momen seru dilalui. Tapi, jangan sampai sisihan uang jajanmu dengan jajananmu tidak selaras, ya. Kamu harus mengatur keuanganmu. Mengatur keuangan sangat penting untuk dimulai sedini […]<\/p>\n","protected":false},"author":8,"featured_media":2118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nCara Mengatur Keuangan Anak SMA, Yuk Catat – Whiz<\/title>\n<meta name=\"description\" content=\"Cara mengatur keuangan anak SMA bisa dimulai dengan beberapa langkah. 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