{"id":2600,"date":"2022-01-18T20:21:54","date_gmt":"2022-01-18T13:21:54","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=2600"},"modified":"2022-08-05T09:55:52","modified_gmt":"2022-08-05T02:55:52","slug":"resolusi-keuangan","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/resolusi-keuangan\/","title":{"rendered":"Menyambut Tahun Baru, Yuk Capai Resolusi Keuangan!"},"content":{"rendered":"\n

Menyambut Tahun Baru<\/strong> – Memasuki tahun baru 2022, kita memulai hari-hari yang serba baru. Dengan bergantinya tahun, berganti pulalah tujuan-tujuan hidup kita. Untuk itu, kita harus mulai membuat resolusi agar tujuan hidup kita dapat terpenuhi. Resolusi dibutuhkan untuk banyak hal, baik itu keinginan pribadimu, kebutuhan pokok, dan yang terpenting: keuangan!<\/p>\n\n\n\n

Sebagai peran penting dalam kehidupan sehari-hari, resolusi keuangan harus disiapkan secara matang. Bahkan, resolusi keuanganlah yang menjadi dasar tercapainya resolusi-resolusimu yang lain. Jadi, kamu harus bijak dan konsisten untuk mencapai resolusi keuanganmu. Bagaimana caranya? Yuk, simak!<\/p>\n\n\n\n

Baca Juga: Resolusi Tahun Baru Belum Lengkap Tanpa Hal-hal Ini!<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

7 Cara Mencapai Resolusi Keuangan<\/strong><\/h3>\n\n\n\n
\n
\"resolusi<\/figure>\n<\/div><\/div>\n\n\n\n

Buat Resolusi berdasarkan 3K (Keinginan, Kebutuhan, Kemampuan)<\/strong><\/h4>\n\n\n\n

Sebelum mencapai resolusi keuangan, tentunya kamu harus membuat resolusinya terlebih dahulu. Berdasarkan sikapiuangmu OJK<\/a>, buatlah resolusi keuangan yang berdasar pada 3K, yakni Kebutuhan, Keinginan, dan Kemampuan. Rumuskanlah terlebih dahulu apa 3K-mu!<\/p>\n\n\n\n

Kebutuhan<\/strong>: Cobalah kamu rumuskan, berapa nominal kebutuhanmu yang harus kamu penuhi tahun ini. Hitunglah dengan hitungan kasar agar kamu tetap memiliki kelebihan uang dari nominal yang ternyata lebih kecil dari perhitunganmu.<\/p>\n\n\n\n

Keinginan: <\/strong>Memiliki keinginan yang ingin dicapai pada tahun yang baru sangat baik, loh! Namun, sesuaikanlah dengan pendapatan dan pengeluaran kebutuhanmu. Apabila keinginan\u2013keinginanmu dapat dicapai tanpa mengganggu pengeluaran kebutuhan, tuliskan dan capailah!<\/p>\n\n\n\n

Kemampuan: <\/strong>Ketika keinginan dan kebutuhan sudah dirumuskan, ingatlah: apakah kamu memiliki kemampuan secara finansial untuk mewujudkannya? Apabila tidak, kamu bisa memikirkan cara untuk mendapat tambahan pendapatanmu. Jika terlalu berat, kurangilah sedikit keinginanmu. Jangan lupa untuk tetap menabung, berinvestasi, dan menyisihkan dana darurat, ya!<\/p>\n\n\n\n

Atur Strategi Jangka Waktu<\/strong><\/h4>\n\n\n\n

Apabila kamu sudah membuat resolusi yang sesuai dengan 3K, mencapai resolusi keuangan akan menjadi lebih mudah. Namun, kamu butuh strategi yang cocok untuk mencapainya. Caranya, kamu haru menghitung berapa uang yang harus kamu keluarkan untuk mencapai resolusimu. Lalu, hitunglah pendapatanmu.<\/p>\n\n\n\n

Setelah itu, buatlah jangka waktu berdasarkan pendapatanmu untuk mencapai satu tujuan. Pandai-pandailah untuk menyeimbangkan pengeluaran untuk kebutuhan dan keinginanmu. Rumuskan jangka waktu pada setiap daftar kebutuhan dan keinginanmu sampai akhir tahun. Dengan begitu, strategi sudah ada, tinggal eksekusi!<\/p>\n\n\n\n

Tulis Daftar Resolusi<\/strong><\/h4>\n\n\n\n

Apabila kamu sudah membuat resolusi, tuliskanlah daftarnya! Tulis daftar resolusi di semua tempat yang banyak kamu lihat. Tulislah di meja kerjamu, di dinding kamarmu, di layar gawai, juga di layar laptopmu. Kamu juga dapat catat di aplikasi keuangan. Makin banyak kamu melihat daftar resolusimu, makin ingat pula kamu untuk mencapainya!<\/p>\n\n\n\n

Buatlah dalam bentuk poin atau daftar tulisan. Jadi, setiap kamu mencapai satu resolusi, kamu dapat menceklis atau mencoretnya. Dengan makin banyaknya daftar yang dicoret, kamu akan makin terpacu untuk mencapai sisanya. Buatlah daftar semenarik mungkin agar kamu tambah semangat!<\/p>\n\n\n\n

Berani Memulai<\/strong><\/h4>\n\n\n\n

Terkadang, semangat resolusi hanya sampai saat merumuskannya saja. Nyatanya, untuk mencapainya, banyak orang yang memilih untuk tidak memulai sama sekali. Dari 365 hari yang ada dalam satu tahun, mulailah secepat mungkin pada salah satu harinya. Jangan ditunda!<\/p>\n\n\n\n

Apabila kamu merasa tidak memiliki motivasi dan selalu mengundur waktu untuk memulainya, ingatlah bahwa belum tentu esok hari kamu bisa memulainya. Mulailah sekarang juga. Saat teringat, mulailah. Saat terpikirkan, mulailah. Tidak ada yang tahu hari esok seperti apa. Mulailah sekarang juga!<\/p>\n\n\n\n

Mulai dari Langkah Kecil<\/strong><\/h4>\n\n\n\n

Saat memiliki resolusi, terkadang kita hanya fokus pada pencapaiannya saja. Padahal, semuanya butuh proses. Mulailah apa yang bisa kamu mulai. Walaupun hanya langkah kecil, tetaplah mulai. Karena, langkah-langkah kecil inilah yang nantinya memberikan pencapaian besar dalam resolusimu. Sekecil apa pun, mulai saja!<\/p>\n\n\n\n

Disiplin<\/strong><\/h4>\n\n\n\n

Biasanya, saat sedang menjalankan resolusi, adakalanya kita merasa ingin menyerah di tengah jalan. Jangan, ya! Buatlah dirimu disiplin  untuk mencapai resolusi keuanganmu. Walaupun resolusimu sudah banyak yang tercapai, jangan jadikan hal itu alasan untuk mencurangi resolusimu sendiri. Disiplinlah dalam mencapai keinginanmu sendiri agar di akhir tahun kamu menikmati hasil yang luar biasa.<\/p>\n\n\n\n

Selalu Sisihkan Dana Darurat<\/strong><\/h4>\n\n\n\n

Dalam setahun penuh, kita tidak mengetahui halangan dan rintangan apa yang terjadi. Terkadang, hal tak terduga bisa memengaruhi perencanaan kita. Agar resolusi keuangan tetap berjalan, sisihkanlah dana darurat. Apabila kamu berada dalam kondisi yang butuh banyak uang secara mendadak, kamu bisa memakai dana darurat. Dengan begitu, resolusi keuangan pun tidak terganggu.<\/p>\n\n\n\n

Baca Juga: Tips Hemat Pesta Tahun Baru: Tetap Asik dan Seru<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

Itulah hal-hal yang dapat kamu lakukan agar resolusi keuanganmu bisa tercapai. Yuk, capai resolusi keuanganmu dengan disiplin! Atur juga keuanganmu dengan aplikasi keuangan Whiz!<\/p>\n\n\n\n

ATUR KEUANGANMU DENGAN <\/a>WHIZ<\/a>!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Menyambut Tahun Baru – Memasuki tahun baru 2022, kita memulai hari-hari yang serba baru. Dengan bergantinya tahun, berganti pulalah tujuan-tujuan hidup kita. Untuk itu, kita harus mulai membuat resolusi agar tujuan hidup kita dapat terpenuhi. Resolusi dibutuhkan untuk banyak hal, baik itu keinginan pribadimu, kebutuhan pokok, dan yang terpenting: keuangan! Sebagai peran penting dalam kehidupan […]<\/p>\n","protected":false},"author":8,"featured_media":2601,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2600","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-purchasing-decisions","category-making-money-saving"],"yoast_head":"\nMenyambut Tahun Baru, Yuk Capai Resolusi Keuangan! – Whiz<\/title>\n<meta name=\"description\" content=\"Untuk menyambut tahun baru, perlu ada resolusi keuangan baru nih di agendamu. 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