{"id":2608,"date":"2022-01-28T00:18:13","date_gmt":"2022-01-27T17:18:13","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=2608"},"modified":"2022-08-05T10:02:31","modified_gmt":"2022-08-05T03:02:31","slug":"cara-hemat-akhir-bulan","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/cara-hemat-akhir-bulan\/","title":{"rendered":"Saldo Mulai Menipis? Ini Cara Hemat Akhir Bulan!"},"content":{"rendered":"\n

Saldo Mulai Menipis? Ini Cara Hemat Akhir Bulan!<\/strong> – Akhir bulan kadang menjadi momen serbakurang. Sambil menunggu hari datangnya gaji, kebutuhanmu pun menjadi kena imbasnya. Meski kelolaan uangmu sudah diatur sedemikian rupa, terkadang hal-hal yang tidak diperkirakan dapat terjadi. Alhasil, kekurangan uang di akhir bulan harus dihadapi. Kalau sudah terlanjur kurang, mau tidak mau, kamu harus berhemat lebih ketat dari biasanya.<\/p>\n\n\n\n

Kamu harus pandai dalam mengontrol pengeluaranmu agar kebutuhan pokokmu terpenuhi sampai terima gaji. Jangan sampai kamu gali lubang tutup lubang <\/em>hanya karena tidak pandai mengoptimalkan sisa uang di akhir bulan. Nah, tulisan ini membagikan cara hemat akhir bulan. Bagaimana caranya? Yuk, simak!<\/p>\n\n\n\n

Baca Juga: <\/strong> Cara Menabung Gaji 500 Ribu? Emangnya Bisa?<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

7 Cara Hemat Akhir Bulan<\/strong><\/h3>\n\n\n\n
\n
\"\"<\/figure>\n<\/div><\/div>\n\n\n\n

Penuhi Kebutuhanmu Saja<\/strong><\/h4>\n\n\n\n

Saat uang tiris akhir bulan, gunakanlah uangmu untuk membeli kebutuhan pokok saja. Sisihkan uangmu untuk makan dan minum saja. Kalau ada tagihan yang harus dibayar, bayarlah saat tanggalnya benar-benar mepet. Kalau masih ada jangka waktu yang panjang, bayarlah saat tenggat waktu. <\/p>\n\n\n\n

Jangan keluarkan uangmu untuk hal-hal yang bisa ditunda dan bukan merupakan kebutuhan pokok. Pokoknya, uangmu hanya boleh dikeluarkan untuk hal-hal yang bisa membuatmu bertahan hidup dengan sehat. Sabar sedikit sampai dapat transferan, ya!<\/p>\n\n\n\n

Buat Anggaran Khusus Akhir Bulan<\/strong><\/h4>\n\n\n\n

Dengan jumlah uang yang tipis, perencanaan keuangan harus lebih diperketat. Maka dari itu, kamu harus membuat anggaran khusus akhir bulan dengan sisa uang yang kamu miliki. Data semua kebutuhanmu sampai tanggal gajian. Hitunglah dan sesuaikan kebutuhanmu dengan jumlah uang. Gunakan aplikasi keuangan untuk membantumu mengatur anggaran.<\/p>\n\n\n\n

Makanlah Masakan Buatan Sendiri<\/strong><\/h4>\n\n\n\n

Apabila kamu memiliki dapur untuk memasak, perbanyaklah memasak. Sampai kamu mendapat uang, jangan gunakan uangmu untuk membeli makanan di luar. Untuk bertahan selama seminggu, kamu dapat menggunakan nominal uang yang biasa kamu keluarkan untuk makan satu hari, loh. Jauh lebih hemat, bukan?<\/p>\n\n\n\n

Cukup keluarkan uang untuk membeli bahan-bahan baku seperti beras, minyak, bumbu dapur, tempe atau tahu, telur, dan sayuran yang murah dan banyak seperti tauge. Dengan membeli bahan-bahan ini, setidaknya kamu dapat bertahan selama seminggu. Uang yang dikeluarkan pun berkali-kali lipat lebih rendah dibanding dengan membeli makanan di luar. Selain hemat, kamu juga bisa menjadi lebih sehat karena dapat mengontrol makananmu sendiri.<\/p>\n\n\n\n

Kurangi Anggaran Transportasi<\/strong><\/h4>\n\n\n\n

Anggaran transportasi juga merupakan anggaran yang cukup besar dan berpengaruh terhadap keuanganmu, loh. Apabila kampus atau kantormu dekat dari tempat tinggalmu, kurangilah ongkosmu. Pilihlah opsi termurah untuk transportasimu. Apabila memungkinkan, cobalah berjalan kaki.<\/p>\n\n\n\n

Kalau kamu biasa menggunakan ojek online, tukarlah dengan kombinasi angkutan umum dan jalan kaki. Dengan harga yang jauh lebih murah, kamu dapat sampai di tempat tujuan walaupun dengan waktu yang lebih lama. Apabila kamu pengguna kendaraan pribadi, berhematlah dalam pengeluaran bensin. Gunakan kendaraan hanya untuk pulang-pergi tempat tujuan dan tempat tinggal agar bensin tidak cepat habis.<\/p>\n\n\n\n

Berburu Diskon<\/strong><\/h4>\n\n\n\n

Saat hemat uang tiris, diskon adalah salah satu penyelamatmu. Dengan banyaknya e-commerce <\/em>dan e-wallet<\/em> saat ini, banyak harga promosi yang ditawarkan. Ikutilah informasi-informasi diskon di media sosial, dan gunakanlah diskon, voucer, cashback, <\/em>apa pun yang dapat kamu gunakan! Pakailah untuk membeli makanan, minuman, bahan makanan, belanja bulanan, tagihan listrik dan air, atau transportasimu.<\/p>\n\n\n\n

Bawa Bekal<\/strong><\/h4>\n\n\n\n

Saat masih harus ke kantor atau ke kampus, uang makan pun mau tidak mau harus dikeluarkan. Jika sedang hemat akhir bulan, kamu bisa, loh, tidak mengeluarkan uang. Bawalah bekal makanan dan minuman dari rumah. Bawalah bekal yang bisa dimakan dua kali, bawalah pula minuman yang bisa memenuhi kebutuhan minummu selama seharian. Selain hemat, kamu juga lebih sehat!<\/p>\n\n\n\n

Healing <\/em>Gratisan<\/strong><\/h4>\n\n\n\n

Mumet bisa datang kapan saja. Kalau datangnya saat kamu lagi bokek<\/em>, mumet bisa makin menjadi-jadi. Jalan-jalan adalah salah satu cara terbaik untuk melepaskan penat dan meluruskan pikiranmu. Saat saldo tipis, ayo healing <\/em>gratisan! Kamu bisa jalan-jalan naik busway gratis dari Bundaran Senayan. Kamu dapat memilih titik-titik yang dekat dekat tempat tinggalmu beserta rutenya di web Transjakarta<\/a>.<\/p>\n\n\n\n

Baca Juga: Cara Menabung Uang Jajan 20.000<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

Itulah cara hemat akhir bulan yang bisa kamu terapkan. Jangan sampai setiap bulan kamu menerapkan cara ini, ya! Hematlah dari awal bulan agar finansialmu tetap stabil sepanjang waktu. Gunakan aplikasi keuangan Whiz untuk membantumu mengatur keuangan!<\/p>\n\n\n\n

ATUR KEUANGANMU DENGAN WHIZ!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Saldo Mulai Menipis? Ini Cara Hemat Akhir Bulan! – Akhir bulan kadang menjadi momen serbakurang. Sambil menunggu hari datangnya gaji, kebutuhanmu pun menjadi kena imbasnya. Meski kelolaan uangmu sudah diatur sedemikian rupa, terkadang hal-hal yang tidak diperkirakan dapat terjadi. Alhasil, kekurangan uang di akhir bulan harus dihadapi. Kalau sudah terlanjur kurang, mau tidak mau, kamu […]<\/p>\n","protected":false},"author":8,"featured_media":2704,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-2608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-purchasing-decisions"],"yoast_head":"\nSaldo Mulai Menipis? 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