{"id":4230,"date":"2022-03-19T17:46:39","date_gmt":"2022-03-19T10:46:39","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=4230"},"modified":"2022-09-01T10:39:55","modified_gmt":"2022-09-01T03:39:55","slug":"budgeting-rules-untuk-hidup-minimalis","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/budgeting-rules-untuk-hidup-minimalis\/","title":{"rendered":"5 Budgeting Rules untuk Hidup Minimalis"},"content":{"rendered":"\n

Budgeting Rules untuk Hidup Minimalis \u2013 <\/strong>Setiap orang memiliki gaya hidup<\/a> impian yang ingin dicapai, tentunya gaya hidup dan goals<\/em> yang diinginkan pun berbeda-beda. Salah satu gaya hidup yang banyak dicapai adalah hidup minimalis. Ada beberapa budgeting rules<\/em> yang perlu disiapkan agar kita bisa menerapkan hidup minimalis.<\/p>\n\n\n\n

Sebelum kita bahas lebih jauh, apa sih minimalisme itu? Minimalisme adalah kegiatan menghilangkan hal-hal tidak penting dalam hidupmu untuk memberikan ruang lebih untuk hal-hal yang benar-benar berharga.<\/p>\n\n\n\n

Kamu harus belajar untuk menyusun keuangan untuk hal-hal yang benar-benar kamu butuhkan saja. Alihkan pengeluaranmu ke sektor yang lebih bermanfaat dan bermakna.<\/p>\n\n\n\n

Nah, bagaimana sih <\/em>cara menuju hidup yang minimalis? Salah satu caranya adalah menyusun budgeting rules <\/em>yang harus diterapkan dengan disiplin. Tujuannya agar memudahkan kamu dalam mengelola keuangan sehingga dapat mencapai hidup minimalis yang kamu inginkan.<\/p>\n\n\n\n

Kira-kira, budgeting rules <\/em>apa saja sih yang harus kita terapkan? Yuk, kita simak bersama penjelasannya!<\/p>\n\n\n\n

Baca Juga: Sandwich Generation \u2013 Definisi, Tipe, dan Cara Memutus Rantainya<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

5 Budgeting Rules untuk Hidup Minimalis<\/strong><\/h3>\n\n\n\n

Berikut 5 budgeting rules untuk hidup minimalis yang bisa kamu terapkan sehari-hari.<\/p>\n\n\n\n

1. Kurangi Kepemilikan Barang<\/strong><\/strong><\/h4>\n\n\n\n
\n
\"\"<\/figure>\n<\/div><\/div>\n\n\n\n

Agar bisa hidup sebagai seorang minimalis, langkah awal yang perlu kamu lakukan adalah mengurangi kepemilikan barang. Kamu bisa mulai memberikan atau menjual barang-barang yang tidak memiliki nilai untuk dirimu. Selain mengurangi barang, cara ini juga bisa membantumu mendapatkan penghasilan.<\/p>\n\n\n\n

Selain itu, dengan perlahan mengurangi barang-barang, kamu akan belajar untuk memaknai setiap barang yang kamu punya. Di masa depan, kamu akan otomatis berpikir dua kali sebelum membeli barang. Hal tersebut akan membentuk kebiasaan yang baik.<\/p>\n\n\n\n

2. Pengeluaran Harus Lebih Kecil dari Pemasukan dan Catat Budget<\/strong><\/strong><\/h4>\n\n\n\n

Peraturan utama dalam budgeting <\/em>yang harus kamu pahami, yaitu pengeluaran harus lebih kecil dari pemasukan. Apabila pengeluaran lebih besar, kemungkinan besar kamu akan terlilit utang.<\/p>\n\n\n\n

Apabila ingin mencapai hidup minimalis, kamu harus belajar mengurangi pengeluaran. Hitung berapa besar uang yang kamu butuhkan untuk keperluan hidup. Fokus pada pengeluaran penting-penting saja, seperti biaya makan, tempat tinggal, tabungan, asuransi, internet, dan transportasi.<\/p>\n\n\n\n

Setelah kamu memiliki daftar kebutuhan pokok, kamu akan tahu pengeluaran apa yang sebenarnya hanya keinginan saja, bukannya kebutuhan. Hal tersebut dapat membantu kamu mencapai hidup yang minimalis.<\/p>\n\n\n\n

3. Investasi<\/strong><\/h4>\n\n\n\n
\n
\"\"<\/figure>\n<\/div><\/div>\n\n\n\n

Kata \u2018investasi\u2019 mungkin terdengar rumit, menakutkan, dan merepotkan untuk kita. Cara mudah untuk mengatasi perasaan tersebut adalah dengan mengganti kata \u2018investasi\u2019 menjadi \u2018menabung\u2019 atau \u2018membayar diri sendiri\u2019.<\/p>\n\n\n\n

Dengan cara tersebut, kamu bisa mulai menyisihkan uang ke beberapa pilihan investasi tanpa rasa takut. Kamu bisa membuka rekening bank yang terpisah dari rekening tabungan biasa atau membuat deposito. Kemudian, kamu hanya perlu menyisihkan sejumlah uang ke rekening tersebut setiap bulannya.<\/p>\n\n\n\n

4. Hindari Utang<\/strong><\/h4>\n\n\n\n

Agar bisa hidup minimalis, kamu harus menghindari utang apa pun bentuknya. Selalu beli barang ketika kamu membutuhkannya dan ketika sudah ada uangnya. Hindari penggunaan kartu kredit dan aplikasi-aplikasi pinjaman online.<\/p>\n\n\n\n

5. Berikan Kontribusi ke Orang Lain<\/strong><\/h4>\n\n\n\n

Selain berinvestasi, kamu juga bisa mengalihkan pengeluaran kamu ke hal-hal yang bermanfaat dan bermakna. Contohnya, kamu bisa memberikan donasi ke berbagai yayasan atau orang yang membutuhkan.<\/p>\n\n\n\n

Kamu juga bisa membentuk platform <\/em>seperti website dan sosial media untuk memberikan edukasi dan informasi kepada banyak orang terkait ilmu atau keahlian yang kamu punya. Dengan cara ini, kamu akan fokus pada kontribusimu pada masyarakat dan pastinya mendapatkan esensi positif dalam hidup.<\/p>\n\n\n\n

Baca Juga: Ini Cara Mengatur Keuangan Gaji 7 Juta yang Tepat!<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

Itulah 5 budgeting rules <\/em>untuk hidup minimalis yang dapat kamu terapkan. Semoga cara-cara tersebut dapat membantu kamu dalam mencapai gaya hidup ideal, ya!<\/p>\n\n\n\n

AYO PAKAI WHIZ DAN RASAKAN KEMUDAHAN FINANSIAL<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Budgeting Rules untuk Hidup Minimalis \u2013 Setiap orang memiliki gaya hidup impian yang ingin dicapai, tentunya gaya hidup dan goals yang diinginkan pun berbeda-beda. Salah satu gaya hidup yang banyak dicapai adalah hidup minimalis. Ada beberapa budgeting rules yang perlu disiapkan agar kita bisa menerapkan hidup minimalis. Sebelum kita bahas lebih jauh, apa sih minimalisme […]<\/p>\n","protected":false},"author":8,"featured_media":4234,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-4230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-purchasing-decisions"],"yoast_head":"\n5 Budgeting Rules untuk Hidup Minimalis – Whiz<\/title>\n<meta name=\"description\" content=\"Ingin mulai hidup minimalis, tapi bingung cara merencanakan keuangannya? 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