{"id":7926,"date":"2022-08-18T16:01:00","date_gmt":"2022-08-18T09:01:00","guid":{"rendered":"https:\/\/rocketpocket.id\/?p=7926"},"modified":"2022-08-18T09:52:17","modified_gmt":"2022-08-18T02:52:17","slug":"daftar-belanja-bulanan","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/daftar-belanja-bulanan\/","title":{"rendered":"Ini Dia Daftar Belanja Bulanan dan Tips Menghematnya"},"content":{"rendered":"\n

Belanja Bulanan dan Tips Menghematnya<\/strong> \u2013 Membuat daftar belanja bulanan menjadi langkah ampuh untuk menghemat biaya pengeluaran. Hal itu penting dilakukan sebuah keluarga agar keuangan rumah tangga bisa lebih teratur.<\/p>\n\n\n\n

Kamu bisa menyusun daftar belanja bulanan sesuai dengan kebutuhan yang pasti dibeli bulanan. Tujuannya, agar kamu tidak membeli barang yang sebenarnya tidak dibutuhkan. <\/p>\n\n\n\n

Hal utama yang harus dilakukan untuk membuat daftar belanja bulanan adalah membagi anggaran menjadi dua, yaitu dana untuk menabung dan dana kebutuhan darurat. Jangan melupakan anggaran pendidikan untuk anak.<\/p>\n\n\n\n

Setelah itu, daftar belanja bulanan bisa segera dibuat sesuai dengan sisa anggaran yang ada. Lantas, apa saja kebutuhan rumah tangga yang termasuk ke dalam daftar belanja bulanan? Yuk, simak ulasannya!<\/p>\n\n\n\n

Baca Juga: 8 Tips Seru Belanja Bulanan Bareng Keluarga: Saatnya Quality Time!<\/strong><\/a><\/p>\n\n\n\n

\n\n\n\n

Daftar Belanja Bulanan<\/strong><\/h3>\n\n\n\n

1. Kebutuhan Dapur<\/strong><\/h4>\n\n\n\n
\n
\"daftar<\/figure>\n<\/figure>\n\n\n\n

Urusan kebutuhan dapur menjadi salah satu hal yang penting dalam daftar belanja bulanan. Apalagi jika kamu terbiasa memasak sendiri di rumah.<\/p>\n\n\n\n

Usahakan untuk mendaftar kebutuhan dapur yang pokok terlebih dahulu, salah satunya seperti beras. Selain itu, disarankan juga untuk membeli kebutuhan dapur yang dapat disimpan cukup lama.\u00a0Dengan begitu, kamu tidak perlu bolak-balik ke supermarket maupun warung.<\/p>\n\n\n\n

Sementara bagi kamu yang tidak terbiasa memasak sendiri, bisa mencari alternatif dengan memesan katering maupun membeli makanan di warung makan. Jangan lupa untuk memperhatikan kualitas makanannya.<\/p>\n\n\n\n

2. Bahan Dasar Makanan<\/strong><\/h4>\n\n\n\n
\n
\"daftar<\/figure>\n<\/figure>\n\n\n\n

Membeli bahan makanan tidak hanya bisa dilakukan di supermarket maupun pasar tradisional. Tapi, kamu juga bisa membeli bahan makanan di tukang sayur keliling.<\/p>\n\n\n\n

Sebelum berbelanja, kamu bisa membuat daftar bahan makanan yang ingin dibeli. Selain bisa menghemat waktu, kamu juga tidak akan kebingungan saat berbelanja. <\/p>\n\n\n\n

Hal yang tidak kalah penting adalah kamu harus bisa mengetahui usia penyimpanan bahan makanan tersebut. Misalnya, jenis lauk seperti daging, ikan, dan ayam akan bertahan lebih lama jika disimpan di kulkas.<\/p>\n\n\n\n

Lain halnya dengan sayuran dan buah. Kamu disarankan untuk tidak menyimpannya lebih dari waktu satu minggu. Karena, nutrisi dan kualitasnya akan berkurang saat dikonsumsi. <\/p>\n\n\n\n

Selain dua hal tersebut, kamu juga bisa sesekali memasukkan olahan makanan, seperti bakso, nugget, dan sosis ke dalam daftar belanja bulanan. Karena dapat disimpan dalam waktu yang lama. <\/p>\n\n\n\n

3. Alat Pembersih Rumah dan Pribadi<\/strong><\/h4>\n\n\n\n
\n
\"daftar<\/figure>\n<\/figure>\n\n\n\n

Selain bahan makanan, alat pembersih rumah dan pribadi juga menjadi hal yang penting untuk dimasukkan ke dalam daftar belanja bulanan. <\/p>\n\n\n\n

Alat pembersih pribadi misalnya, seperti sabun mandi dan shampoo<\/em>. Untuk menghematnya, kamu bisa membeli dengan kemasan isi ulang. Karena, harganya dijamin lebih murah.<\/p>\n\n\n\n

Sementara itu, alat pembersih rumah seperti sabun pencuci pakaian, pembersih lantai, dan sabun pencuci piring juga tidak kalah penting. <\/p>\n\n\n\n

Kamu bisa memperkirakan seberapa banyak kamu memerlukan barang-barang tersebut dalam jangka waktu satu bulan. Selain itu, kamu juga bisa melakukan perbandingan harga di berbagai pusat perbelanjaan.<\/p>\n\n\n\n

Mungkin juga kamu bisa memasukkan toko-toko online <\/em>sebagai harga perbandingan. Pasalnya, toko online <\/em>seringkali menawarkan harga yang lebih murah. <\/p>\n\n\n\n

4. Kosmetik atau Produk Kecantikan<\/strong><\/h4>\n\n\n\n
\n
\"\"<\/figure>\n<\/figure>\n\n\n\n

Kamu juga bisa memasukkan produk kecantikan di dalam daftar belanja bulanan. Tidak hanya kebersihan rumah saja yang harus diperhatikan, kebersihan diri juga perlu mendapat perhatian.<\/p>\n\n\n\n

Asalkan, jangan lupa untuk selalu mengontrol pengeluaran pada sektor ini. Pastikan kamu membeli produk kecantikan yang biasa digunakan, seperti sabun cuci muka, pelembab wajah, dan sebagainya.<\/p>\n\n\n\n

Berdasarkan penjelasan tersebut, kira-kira adakah tips untuk menghemat pengeluarannya? Yuk, simak lagi penjelasan rincinya berikut ini!<\/p>\n\n\n\n

Baca Juga: Cara Menghitung Dana Darurat: Lengkap dengan Tipsnya!<\/strong><\/a><\/p>\n\n\n\n

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Tips Menghemat Pengeluaran<\/strong><\/h3>\n\n\n\n

1. Belanja dengan Jumlah Banyak<\/strong><\/h4>\n\n\n\n

Membeli kebutuhan dengan jumlah yang besar bisa menjadi alternatif belanja agar lebih hemat. Karena, jumlah besar seperti lusin maupun kodi memiliki harga yang relatif lebih murah dibandingkan dengan membeli satuan.<\/p>\n\n\n\n

Selain menghemat pengeluaran, kamu juga bisa menghemat tenaga dan waktu. Pasalnya, kamu tidak perlu untuk bolak-balik berbelanja.<\/p>\n\n\n\n

2. Membandingkan Harga<\/strong><\/h4>\n\n\n\n

Tips yang satu ini sempat disinggung sedikit pada penjelasan sebelumnya. Kamu bisa membandingkan harga setiap kebutuhanmu di pasaran. <\/p>\n\n\n\n

Kamu juga bisa mengecek harga di toko-toko online<\/em>. Karena biasanya mereka menawarkan harga yang lebih terjangkau. Dengan teliti memperhatikan harga barang, kamu jadi bisa menghemat biaya pengeluaran untuk belanja bulanan.<\/p>\n\n\n\n

3. Menggunakan Kartu Member<\/strong><\/h4>\n\n\n\n

Saat ini, sudah banyak pusat perbelanjaan yang menyediakan kartu member<\/em> atau anggota untuk para pelanggannya. Dengan begitu, kamu bisa memaksimalkan berbagai keuntungan, seperti diskon khusus hingga cashback<\/em>.<\/p>\n\n\n\n

4. Bijak Menyikapi Bonus dan Kupon<\/strong><\/h4>\n\n\n\n

Selain kartu member<\/em>, banyak pusat perbelanjaan yang juga menawarkan berbagai bonus maupun hadiah untuk menarik pelanggan. <\/p>\n\n\n\n

Tapi, jangan langsung tergiur dengan hal itu karena barang-barang yang mendapatkan bonus maupun hadiah terkadang bukanlah barang yang kita butuhkan. Biasanya, kamu akan mendapatkan iming-iming promo seperti beli dua gratis satu. <\/p>\n\n\n\n

Di sisi lain, kamu harus mempertimbangkan lagi apakah barang tersebut prioritas kebutuhanmu atau sebaliknya. Sementara itu, kamu juga bisa memanfaatkan kupon yang didapat dari internet atau pusat perbelanjaan. Kupon itu akan memberi diskon khusus supaya biaya belanja dapat lebih hemat.<\/p>\n\n\n\n

5. Membeli Barang Sesuai Kebutuhan<\/strong><\/h4>\n\n\n\n

Berbagai tips di atas tidak akan bermanfaat jika kamu tidak menerapkan tips yang terakhir ini. Membeli barang sesuai kebutuhan membuatmu tidak perlu mengeluarkan biaya tambahan.<\/p>\n\n\n\n

Kamu juga bisa membuat daftar kebutuhan menggunakan skala prioritas. Dengan begitu, kamu jadi lebih hemat sekaligus selektif dengan barang yang benar-benar kamu butuhkan.<\/p>\n\n\n\n

Baca Juga: 7 Tips Memilih Aplikasi Keuangan yang Terpercaya<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

Nah, itu dia penjelasan tentang daftar belanja bulanan beserta tips untuk menghematnya. Pada intinya, kita harus bisa membedakan antara kebutuhan dan keinginan.<\/p>\n\n\n\n

Selain memperhatikan aspek itu, kamu juga bisa mengelola keuanganmu menggunakan aplikasi keuangan <\/a>keluarga. Sehingga, pengelolaan keuanganmu akan dipermudah dengan berbagai fitur di dalam aplikasi. Dengan begitu, finansialmu akan makin tertata dan sesuai dengan perencanaan.<\/p>\n\n\n\n

AYO DOWNLOAD APLIKASI WHIZ DAN RASAKAN LANGSUNG KEMUDAHAN FINANSIALMU<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Belanja Bulanan dan Tips Menghematnya \u2013 Membuat daftar belanja bulanan menjadi langkah ampuh untuk menghemat biaya pengeluaran. Hal itu penting dilakukan sebuah keluarga agar keuangan rumah tangga bisa lebih teratur. Kamu bisa menyusun daftar belanja bulanan sesuai dengan kebutuhan yang pasti dibeli bulanan. Tujuannya, agar kamu tidak membeli barang yang sebenarnya tidak dibutuhkan. Hal utama […]<\/p>\n","protected":false},"author":8,"featured_media":7929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-7926","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-purchasing-decisions"],"yoast_head":"\nIni Dia Daftar Belanja Bulanan dan Tips Menghematnya – Whiz<\/title>\n<meta name=\"description\" content=\"Lantas, apa saja kebutuhan rumah tangga yang termasuk ke dalam daftar belanja bulanan? 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