{"id":8713,"date":"2022-08-24T08:00:00","date_gmt":"2022-08-24T01:00:00","guid":{"rendered":"https:\/\/whiz.id\/?p=8713"},"modified":"2022-08-19T11:20:08","modified_gmt":"2022-08-19T04:20:08","slug":"inspirasi-menabung-ibu-rumah-tangga","status":"publish","type":"post","link":"https:\/\/whiz.id\/id\/inspirasi-menabung-ibu-rumah-tangga\/","title":{"rendered":"7 Inspirasi Menabung Ibu Rumah Tangga"},"content":{"rendered":"\n

Inspirasi Menabung Ibu Rumah Tangga <\/strong>\u2013  <\/strong>Tidak jarang, profesi ibu rumah tangga kerap kali dipandang sebelah mata. Pasalnya, mereka dianggap tidak memiliki penghasilan tetap. Meskipun begitu, para ibu rumah tangga masih memiliki kesempatan untuk tetap menabung. <\/p>\n\n\n\n

Ibu rumah tangga bisa mendapatkan uang. Salah satunya dengan cara menyisihkan sebagian anggaran bulanan rumah tangga. Tapi, mereka juga bisa menambah penghasilannya dari kegiatan lain. Misalnya, salah satunya dengan membuka usaha.<\/p>\n\n\n\n

Namun, bagaimana jadinya jika penghasilan suami hanya pas-pasan dengan kebutuhan rumah tangga? <\/p>\n\n\n\n

Eits, tidak perlu bingung dan khawatir. Karena, sudah banyak perempuan-perempuan, khususnya yang berprofesi sebagai ibu rumah tangga, sering membagikan inspirasinya dalam hal menabung. <\/p>\n\n\n\n

Untuk itu, yuk simak pembahasan 7 inspirasi menabung untuk ibu rumah tangga berikut ini!<\/p>\n\n\n\n

Baca Juga: Ini Waktu yang Tepat untuk Menabung!<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

7 Inspirasi Menabung Ibu Rumah Tangga<\/strong> <\/h3>\n\n\n\n

1. Membuat Daftar Anggaran<\/strong><\/h4>\n\n\n\n
\"inspirasi<\/figure>\n\n\n\n

Tips menabung yang pertama, pastikan untuk membuat daftar anggaran. Hal itu dibuat untuk memetakan pengeluaran teratur selama jangka waktu tertentu.<\/p>\n\n\n\n

Dengan membuat daftar anggaran, Whizparents bisa lebih memperhatikan antara daftar kebutuhan yang harus diprioritaskan maupun sebaliknya. Sehingga, bisa menyisihkan sebagian uangnya untuk ditabung.<\/p>\n\n\n\n

2. Tentukan Budget untuk Menabung!<\/strong><\/h4>\n\n\n\n
\"inspirasi<\/figure>\n\n\n\n

Kedua, penentuan budget untuk menabung juga tak kalah penting, loh! Karena, selain menyisihkan uang, kamu juga perlu menentukan budget yang setidaknya bisa kamu sisihkan secara teratur.<\/p>\n\n\n\n

Misalnya, ketika suami memberikan jatah bulanan, kamu harus memastikan ada uang yang disisihkan untuk ditabung sesuai budget sejak awal. Dengan begitu, kamu akan konsisten untuk menabung dan mencapai target!<\/p>\n\n\n\n

3. Coba Sisihkan Satu Lembar Sehari<\/strong><\/h4>\n\n\n\n

Jika cara-cara sebelumnya tidak jitu, Whizparents bisa gunakan cara yang satu ini. Mencoba untuk menabung selembar satu hari bisa menjadi salah satu solusinya. Misal, kamu menyisihkan uang 20 ribu per hari. <\/p>\n\n\n\n

Jadi, uang yang bisa terkumpul selama satu bulan yaitu sebanyak 600 ribu. Lebih-lebih jika diakumulasikan, uang tersebut akan mencapai sekitar 7 jutaan per tahun.<\/p>\n\n\n\n

Dengan begitu, kamu bisa mempergunakan uang tersebut untuk hal-hal yang kamu inginkan tanpa ada rasa tidak enak karena merepotkan suami. Yuk, dicoba!<\/p>\n\n\n\n

Baca Juga: 7 Cara Menabung Di Bulan Puasa ala Whiz<\/a><\/strong><\/p>\n\n\n\n

4. Punya Tujuan untuk Menabung<\/strong><\/h4>\n\n\n\n

Nah, cara-cara yang telah disebutkan memang penting. Tapi, yang satu ini juga penting, loh! Karena, menabung harus dilakukan sesuai dengan tujuan. <\/p>\n\n\n\n

Coba pikirkan sejak awal tujuanmu untuk menabung. Apakah membeli kendaraan baru? Membeli gadget? Apa pun itu, penting untuk menetapkan tujuan agar mengetahui jumlah uang yang harus disisihkan. <\/p>\n\n\n\n

5. Jaga Kesehatanmu, ya!<\/strong><\/h4>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Mungkin sebagian besar orang akan bingung dengan cara yang satu ini. Mereka pasti mengira apa hubungannya menabung dengan kesehatan? Tentu ada! Kesehatan yang terjaga tidak lantas membuatmu mengeluarkan biaya untuk berobat ke dokter. Namun, kamu juga perlu berjaga untuk situasi terburuk sekali pun. <\/p>\n\n\n\n

Maka dari itu, Whizparents disarankan untuk memiliki asuransi kesehatan. Dengan memilikinya, kamu tidak akan menguras tabungan. Tapi, bukan juga berarti kamu harus menahan diri untuk berobat ketika sakit, ya!<\/p>\n\n\n\n

Dengan demikian, menjaga kesehatan bisa sangat berkontribusi terhadap rencana menabungmu, ya! Hindari untuk melakukan berbagai cara demi menabung. Misalnya, kamu hanya makan dengan porsi yang sedikit sehingga kebutuhan gizimu kurang terpenuhi.<\/p>\n\n\n\n

Yuk, jaga kesehatanmu agar menabung bisa berjalan lancar!<\/p>\n\n\n\n

6. Menambah Penghasilan Sendiri<\/strong><\/h4>\n\n\n\n

Menjadi ibu rumah tangga bukan berarti kamu tidak bisa menambah penghasilan sendiri, loh! Seperti berjualan online <\/em>ataupun kegiatan-kegiatan yang bisa dijalankan dengan sistem Work From Home <\/em>(WFH). <\/p>\n\n\n\n

Dengan begitu, kamu masih bisa mengurus keluarga sekaligus menyelesaikan pekerjaanmu. Patut dicoba, nih!<\/p>\n\n\n\n

7. Menggunakan Bantuan Aplikasi Keuangan<\/strong><\/h4>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Tidak ada salahnya untuk melibatkan teknologi di dalam perencanaan menabungmu. Dengan aplikasi keuangan<\/a><\/strong>, kamu bisa lebih mudah melihat keluar-masuknya uang. <\/p>\n\n\n\n

Aplikasi keuangan<\/a><\/strong> juga akan mengontrol keuanganmu sehingga tidak terlalu banyak pengeluaran yang kamu lakukan. Dengan begitu, ada uang yang bisa kamu sisihkan untuk menabung. <\/p>\n\n\n\n

Baca Juga: 8 Challenge Menabung yang Seru: Yuk Dicoba!<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

Nah, itu dia 7 inspirasi menabung ibu rumah tangga. Awalnya mungkin akan sulit untuk dilakukan. Tapi, bukan berarti kamu tidak bisa. Lagipula, poin terakhir sudah menjelaskan bahwa kini ada aplikasi keuangan<\/a><\/strong> yang akan membuatmu lebih praktis untuk mengelola finansial. Yap! Salah satunya adalah Whiz. <\/p>\n\n\n\n

Kamu akan ditemani berbagai fitur yang akan makin mempermudah proses pengelolaan uang. Dengan begitu, rencana menabungmu akan makin lancar!<\/p>\n\n\n\n

YUK, DOWNLOAD APLIKASI WHIZ DAN RASAKAN KEMUDAHAN MENGELOLA FINANSIALMU!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Inspirasi Menabung Ibu Rumah Tangga \u2013  Tidak jarang, profesi ibu rumah tangga kerap kali dipandang sebelah mata. Pasalnya, mereka dianggap tidak memiliki penghasilan tetap. Meskipun begitu, para ibu rumah tangga masih memiliki kesempatan untuk tetap menabung.  Ibu rumah tangga bisa mendapatkan uang. Salah satunya dengan cara menyisihkan sebagian anggaran bulanan rumah tangga. Tapi, mereka juga […]<\/p>\n","protected":false},"author":8,"featured_media":8777,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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