10 Benefit of Health Insurance: A Healthy Body and Pocket!

Benefit of health insurance – The most valuable asset that one can have is health. There are many enjoyments that can be felt from a healthy body and mind. That is why everybody has to take care of their health and prepare everything if they are sick.

At that time, health insurance played an important role in life. Health insurance serves as a safety net if one day you or one of your family fall ill. The health insurance will pay for your medication. The scope offered is diverse. Starting from hospitalization bills, labs, medicine, etc.

Unfortunately, not many people realize how important health insurance is. There are some that think of it as a waste of money because it cannot be used unless you are sick.

This misconception is very dangerous because none knows when you or one of your family falls sick. Being sick can turn your financial situation upside down.

Hence, Whiz has summarized 10 benefits of health insurance that you can use for consideration for a subscription. Let’s get into the information!

Also Read: How to Choose an Easy and Safe Financial Money Management App


10 Benefit of Health Insurance

health insurance benefits

These are 10 benefits of health insurance that you have to know.

1. Family Health Protection

When looking for a health insurance policy, you can choose an insurance policy that covers all of your family members. Choose the insurance package that can be used for elderly parents and children. By choosing the right insurance policy, you will not have to worry about spending so much money for treatment.

2. Paying for Critical Sickness Medication

Health Insurance

paying for chronic and critical ailment needs a long time and big cost, moreover if the patient is in need of various health check ups and expensive medicines to redeem. In which if calculated the cost can reach to tens or hundreds million of money.

You don’t need to worry about that, though. You can get treatment for chronic or critical sickness with low cost if you use health insurance. Choose one that provides insurance policy for chronic or critical illness. So then you will not need to worry about it again. ok!

3. Paying for Emergency Conditions

Nobody knows when bad things happen to us. Sickness and accidents can occur whenever and wherever we are. To better mitigate the effects caused by that emergency situation, the existence of health insurance is vital to reduce the treatment cost. No need to panic and worry again if an undesirable occurrence happens.

4. Protecting Ourselves from Unexpected Medical Expenses

Sometimes, there are several medical expenses that are unexpected. It can be a long hospitalization cost, lab check fees, to the cost of medicine that is needed. By being subscribed to health insurance, you can rest your mind that the health insurance will pay for them.

5. Protecting Yourself From An Expensive Medical Expenses

Do you know that there are many illnesses that need expensive medication? For example, there are cancer, heart, diabetes, etc. Here is where health insurance will play to protect you from having expensive medical expenses. Health insurance will help you reduce the burden of paying for medical expenses.

6. Additional Protection From Other Insurance

Have you had any insurance to help yourself prosper? Educational insurance, labor insurance, for example. If you have had some already, you choose the correct action.

However, even though you have had insurance, it doesn’t mean that the provided policy has covered all needed aspects. This is where health insurance plays to complement the policy. By subscribing to health insurance, you have gotten complete protection.

7. Financial Safety From The Rise of Medical Expenses

Medical expenses can rise anytime. Moreover if an unknown disease which none knows the cure nor the cause appears. Due to that, getting an insurance policy as fast as possible will become important. You will not need to worry again if one day the medical expenses rise. Yours and your family’s health will be guaranteed!

8. Free From Concern

Medical expenses and hospitalization can be a nightmare for us. None knows how much we must pay until we are healthy again. Moreover, if the illness in which we are inflicted with is chronic.

When we already have health insurance, there will be no need for us to worry about that. Since health insurance comes with various packages that can protect us better from the expensive hospital fee.

9. Access to Various Treatment Options

Health insurance offers many treatment options that can be enjoyed for free. You can choose a policy that is appropriate budget . Examples of that treatment are dental check up, emergency service, redemption of certain medicine, eye check up, mental health check up, laboratorium expenses, hospitalization, etc.

Various treatment options will become a good thing to support you and your family!

10. Free Health Check Up

There are some health insurances that provide a free health check up. This service is very important and useful since the check up fee in the hospital is expensive. You can check your health in the hospital this way, so earlier detection may find any illnesses, if any.

Also Read: Tips for Securing Family Finances, Must Try!


Those are 10 benefits of having health insurance that you can start considering. The faster you subscribe to an insurance program, the faster your family gets health protection.

Come on, download the Whiz application and experience your financial convenience right away